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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17292 reviews)

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4.91

Based on 17,292 reviews, last reviewed 6th Feb 2026

3100% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Never had any problems, service support is quick to... Never had any problems, service support is quick to respond. Lots of products, great saving account Reviewed on: 6th February 2026

Latest lowest rating:

1

Very bad service full stop . Very bad service full stop . To the point that relying on high street lenders have more features and service that people with disabilities should cons... Read more Reviewed on: 23rd January 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17292)

Review of the Monzo, Current account:

Best Bank Ever!!

I have had nothing but great experiences with this bank, everything is easy to do, this is a bank that truly knows what its customers want/need and meets those needs/wants. I would recommend this bank to anyone and will open accounts for my children when they're old enough or when the bank offers children's accounts. Reviewed on: 13th April 2021

I love that Monzo has outstanding features like spli...

I love that Monzo has outstanding features like splitting bills and creating pots for budgeting. Also, it's very good if you use it abroad with no fees. Reviewed on: 8th May 2025

They are not going back in town until tomorrow and t...

They are not going back in town until tomorrow and they have to go out and get a new car Reviewed on: 8th May 2025

Great account with fantastic features!

Great account with fantastic features! Reviewed on: 6th May 2025

My favourite Monzo features

I love that I can use my card abroad without any extra charges & also the ‘split the bill’ feature, being able to request the money you require from others Reviewed on: 5th May 2025

Good for savings and knowing spending.

Good for savings and knowing spending. Reviewed on: 5th May 2025

Ever since I signed up I never looked back

Ever since I signed up I never looked back Reviewed on: 3rd May 2025

I use my current account when travelling abroad.

I use my current account when travelling abroad. It’s super easy and saved me charges. Reviewed on: 1st May 2025

Best banking app so far

No issues with the app at all, works smoothly, gives you clear understanding of expenses. Useful switch between spending categories and vendors. Reviewed on: 1st May 2025

Exceeds expectations

Always great customer service and products that continual exceed my expectations Reviewed on: 1st May 2025

The complete package

Great comms, products perfect for everyday life, fabulous social media team Reviewed on: 1st May 2025

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