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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17224 reviews)

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4.92

Based on 17,224 reviews, last reviewed 6th Dec 2025

40% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Good bank in mobile application. Very good start ,good bank, good application in mobile. Reviewed on: 6th December 2025

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17224)

Review of the Monzo, Current Account:

Effortless

I forget I have a bank, it just works. None of the normal boring overhead. Reviewed on: 13th April 2021

App is very good, being paid early is a massive plus.

App is very good, being paid early is a massive plus. App full of useful information. Cashback deals built into the app. In depth credit insights for £3 per month is a great deal. Splitting bills very easy. Reviewed on: 17th April 2025

Almost 10years and counting

I have been with Monzo around the 10year mark its the most convenient account every with an easy to use savvy app I have had all the family and friends sign up as well. Holidays are the best with Monzo just the ease of use keeps me coming back. The spend tracking is another lovely feature. The customer service is seamless always on hand 24hrs , if your around me you have to have it. Reviewed on: 17th April 2025

Monzo, the best bank in the world.

I have loved Monzo ever since I joined years ago. From the ease to apply for loans, the ability to use pots and create virtual cards and now the offering of different types of Perks - this bank does everything I need it to do and more. I really love being able to split up my money after being paid and keeping myself on budget. I also love setting up payments to come out of different pots/ virtual cards as this ensures I never miss a payment. Reviewed on: 17th April 2025

Best UK bank account provider by miles

Best UK bank account provider by miles. Super slick AI, everything works perfectly. Tons of high value perks. Well done! Reviewed on: 17th April 2025

10/10 platform and customer service

Quick, friendly and effective customer service. Great platform and easy to use at home or overseas. Reviewed on: 17th April 2025

Brilliant bank with something for everyone.

Brilliant bank with something for everyone. Very easy to use and the best bank by miles. Puts the old fashioned banks to shame. Reviewed on: 17th April 2025

absolutely SLAY

they are 10/10- always on hand to help and proviide support. i have moved all of my friends and family onto monzo and i love the fact i can get paid early- really helps at that difficutly last couple of days before pay day. what A SLAY bank, ps tell GREG he is officialyl a british icon, and he provides some class entertainemnt on those dull days x Reviewed on: 17th April 2025

So straight forward to use and seamless transactions.

So straight forward to use and seamless transactions. Quick to rectify fraudulent activity! Love it! Reviewed on: 17th April 2025

Monzo world

I have started using my Monzo current account for all my shopping online and in store. It's so easy to top up my account as it let's me link it with another bank account to make transfers quicker, and it even gives me the chance to get cashback from many places including supermarkets. It also let's me link my mortgage to my monzo account. There are so many possibilities with Monzo that are so useful. Reviewed on: 17th April 2025

Simple banking

Been a customer for ages now. Makes life easier. Reviewed on: 16th April 2025

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