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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18390 reviews)

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4.93

Based on 18,390 reviews, last reviewed 10th Mar 2026

38233% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to open an account with them. Easy to open an account with them. First bank I opened when I moved to the UK as a student. First bank to also give me a credit card just after 6 mont... Read more Reviewed on: 10th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18390)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

I switched away from them in 2021, and regretted it...

I switched away from them in 2021, and regretted it soon after. Thankfully, I rejoined Monzo last year and I'm SO glad I did. I love the pots feature and use it to the max. I also have a Flex credit card which has been great for helping me build up my credit score. I love the instant notifications, which is something I don't get from the legacy bank I'm still with, and I love the summary, as it makes it easier to see exactly where my money's going each month. Reviewed on: 5th February 2026

I’ve been with Monzo for several years now.

I’ve been with Monzo for several years now. I like the variety of saving options such as Mondo flex. The app is very clearly laid out and I can find everything I need with ease. Paying a friends and family who use Monzo is very straightforward and a lot easier than other banks. The saving import to make it easier to budget and with Monzo flex I have more control over my money. Reviewed on: 29th January 2026

An innovative and simple to use account

Simple to use. Excellent app. Great customer service. Great idea that you can split your income into separate pots to cover your bills, standing orders and direct debits. Reviewed on: 29th January 2026

Monzo Bank Ltd help for everythings

Monzo Bank Ltd help for every client of any problems with your received/send money,with your current account ,send for 2 weeks earlier about upcomming updating, doing these faster groups and great stuff. Reviewed on: 27th January 2026

Helps with understanding savings and investments.

Helps with understanding savings and investments. Reviewed on: 26th January 2026

love using monzo bank for budgeting, easy to do with...

love using monzo bank for budgeting, easy to do with their separate pots that you can create and lock until a certain date. Also get paid early, and the app is so easy to use. Reviewed on: 26th January 2026

Awesome app and great Extra features

I pay for one of the Extra plans, and I really feel like I get the value for money out of it. I earn extra interest (which pays off the cost of the monthly plan), the spending tracker feature is the best in the industry, and I feel like the app is the easiest to use out of any of the banking apps I have. I’d vote for Monzo any day of the week! Reviewed on: 25th January 2026

Easy to use and great features.

Easy to use and great features. Love having separate pots to split money on payday. The 1p saving challenge is also a great way to get in to good savings habit Reviewed on: 24th January 2026

Easy for daily spend and also especially while you a...

Easy for daily spend and also especially while you abroad as well and customer service in touch efficient Reviewed on: 24th January 2026

The Bank Account that Helps Me Control my Spending

So far, I have not come across a bank account that allows me to have such control over my spending, when money is coming in and out, and alerting me to upcoming bills. I have a second account with a high street bank and never have any idea when money is going in or out but, with Monzo, I always have full oversight and control which helps me manage my budget so much better. Reviewed on: 24th January 2026

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