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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18205 reviews)

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4.93

Based on 18,205 reviews, last reviewed 1st Mar 2026

48250% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Love Monzo. Love Monzo. Helps me track my expenditure, put money aside in different savings pots through different challenges as well as so much flexibility in po... Read more Reviewed on: 1st March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18205)

Review of the Monzo, Current account:

Straight forward Modern day banking

Queries are answered fast politely and followed up. Everything is simple to use and I’ve even converted my dad over as he hated online banking before and is now a pro! Thanks Monzo, keep up the hard work Reviewed on: 23rd February 2022

Helpful and reliable.

Helpful and reliable. Never had a problem with them Reviewed on: 23rd February 2026

It’s a amazing app.

It’s a amazing app.i like the way it optimised and the interface.i love it and always get cash back its good really Reviewed on: 23rd February 2026

Money managed

They have helped manage my money better than I ever could with any other bank Reviewed on: 23rd February 2026

Amazing bank account, very easy to use, I have switc...

Amazing bank account, very easy to use, I have switched to this Reviewed on: 23rd February 2026

Nothing but easy positive experiences

Nothing but easy positive experiences Reviewed on: 23rd February 2026

Deserve the award

I would be lost without Monzo. I have never had a bank account like it. They are always there when I need them Reviewed on: 23rd February 2026

Monzo the one for you.

Monzo has been an excellent bank for us—reliable, flexible, and genuinely easy to depend on. The app is incredibly user-friendly, intuitive, and packed with helpful features that make managing our finances simple and stress-free. It’s made everyday banking smooth and convenient for our family. Reviewed on: 23rd February 2026

Amazing bank to be with.

Amazing bank to be with. Their savings, insights, money challenges all worth it. Reviewed on: 23rd February 2026

Excellence i love using it because it transaction is...

Excellent i love using it because it transaction is perfect Reviewed on: 23rd February 2026

I love Monzo

I moved to Monzo at the end of 2025 from a high street bank after a decade. In that time I’d experienced no end of problems, but my move to Monzo has been effortless. Everything works. The cashback incentives are great. Reviewed on: 23rd February 2026

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