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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,425 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Banking Done Right I’ve had a good experience using Monzo as I originally joined for the perks when spending abroad. The app’s easy to use, and tracking spending is clea... Read more Reviewed on: 8th July 2026
KRM's avatar
KRM

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

Free and easy

5
So much simpler than your higher street banks that’s are so old fashioned Reviewed on: 15th April 2021
Brad's avatar
Brad

A 21st Century bank

5
Monzo are at the forefront of delivering digital age services. They do so with the help of great tech and enthusiastic staff. Reviewed on: 15th April 2021
Richard's avatar
Richard

Ethical banking

5
Simple to do business with and so glad that I have been able to leave those stupid high street stuff shirt banks behind. Reviewed on: 15th April 2021
Daniel Booth's avatar
Daniel Booth

I absolutely love monzo / premium

5
Thanks for making life easier and me happier :) love the stainless steel card of course Reviewed on: 15th April 2021
Colby-Christopher Williams's avatar
Colby-Christopher Williams

Monzo

5
The interface is easy to understand and follow, one of the most well-thought out and useful banks out there Reviewed on: 15th April 2021
Bethany Ward's avatar
Bethany Ward

Amazing

5
So easy to use and track your spending. Wouldn’t be without my Monzo card. Recommended it to loads of people. Reviewed on: 15th April 2021
Bernie Aston 's avatar
Bernie Aston

So easy to save

5
really easy to save money, and section money out in pots Reviewed on: 15th April 2021
Emily Haigh's avatar
Emily Haigh

Class

5
Class get paid a day earlier than usual Reviewed on: 15th April 2021
Callum Proctor Junior Sweeney's avatar
Callum Proctor Junior Sweeney

Fantastic Bank

5
Monzo changed my view on banks easy to manage my money, great budgeting tools in app. Excellent customer service whenever I have needed to contact them. Reviewed on: 15th April 2021
Ben's avatar
Ben

Very helpful great customer service

5
I love there customer service an how everyone I speak to is in the know how bout my account. An I love how everyone is so helpful rather then pass the buck to another they the one person from monzo customer service team answers it all Also how if I need check back on so thing n speak to another advisor they know what am speaking bout rather then get told to hold n check details Reviewed on: 15th April 2021
Sunny 's avatar
Sunny

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