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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19387 reviews)

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4.93

Based on 19,387 reviews, last reviewed 18th Apr 2026

105250% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Good account and app for everyday spending. Good account and app for everyday spending. Really like the ease of paying friends/contacts from phone who also have monzo accounts. Splits functional... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19387)

Satisfied

Satisfied.My first uk bank and using the most. Reviewed on: 15th April 2021

Great bank

Very easy to use. Had no problems at all. Reviewed on: 15th April 2021

Makes budgeting and saving effortless

Great customer service, super user friendly app and makes budgeting a doddle. Never been so engaged in my finances than I have been since moving to Monzo! Reviewed on: 15th April 2021

Great so far

By far the best so far , way better than RBS ect Reviewed on: 15th April 2021

Straight Forward, Honest, Banking

Monzo make everything easy, let you know what's going on and why, and are generally brilliant. The app is fantastic. Reviewed on: 15th April 2021

Best help ever

I reached a very low point financially and Monzo was my saviour. Reviewed on: 15th April 2021

Always easy to use.

I have been using Monzo in the UK and Spain for more than 2 years. Never a problem, the app is great. Reviewed on: 15th April 2021

My Bank - made for me not the bank

super app, easy to manage money - I have saved so much money as I can see where I am putting it. I love how easy it is to use and still has security checks that make me feel safe. Reviewed on: 15th April 2021

Best app

Just a great app that is so much better than big four banks and great customer service. Reviewed on: 15th April 2021

The best bank, period.

There is simply nothing I would use a high street bank for, that Monzo doesn't offer - right at my fingertips. Reviewed on: 15th April 2021

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