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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19387 reviews)

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4.93

Based on 19,387 reviews, last reviewed 18th Apr 2026

105250% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Good account and app for everyday spending. Good account and app for everyday spending. Really like the ease of paying friends/contacts from phone who also have monzo accounts. Splits functional... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19387)

Amazing Banking Experience

Monzo is the most straightforward and understandable bank accounts I have ever had the pleasure too work with. Everything is at my fingertips and I control all my own money in pots or main accounts. Any issues I have had (created by retailers), the Monzo staff have been friendly and professional and helped me resolve my issues. As a former branch manager for the old HBoS, I wish that all banking was as easy as it appears with my Monzo account Reviewed on: 15th April 2021

Awesome bank

A great, tech focused bank that's at the forefront of innovation and always trying to do the best for it's customers. Reviewed on: 15th April 2021

A bank that cares

Genuinely seem to care about their customers and not just profits. Reviewed on: 15th April 2021

Very easy to use

I use it all the time and I have to say that it is great Reviewed on: 15th April 2021

Easy to use banking

Great customer service and have been with Monzo since it arrived. So far it has never let me down and has been really useful for when I was travelling a lot. Reviewed on: 15th April 2021

Amazing Bank

So far extremely satisfied with the bank. Reviewed on: 15th April 2021

Monzo, the bank which provides the best customer experience ever

Monzo makes it really simple to do my finances, transact and manage my savings. I always recommend it to my friends. Reviewed on: 15th April 2021

Easy and Useful

Got a Monzo account at the start of the year to help with savings and love little things like the double roundup feature to help with savings. Also creating numerous pots for different pockets of money is really handy. So easy to use and to keep track of your monthly spending Reviewed on: 15th April 2021

Reliable

My experience with Monzo has been great. It is a modern bank with a great app interface which allows you to look at your spending in categories and easily separate into current account and savings. Great customer service also Reviewed on: 15th April 2021

Fab!

Switched a couple of years ago now and it’s the best decision ever. Love how transactions are instant. The app is so easy to use. Bye bye traditional banking Reviewed on: 15th April 2021

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