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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,425 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Banking Done Right I’ve had a good experience using Monzo as I originally joined for the perks when spending abroad. The app’s easy to use, and tracking spending is clea... Read more Reviewed on: 8th July 2026
KRM's avatar
KRM

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

Best Bank Going

5
Monzo has by far the easiest user interface, it’s chat functions allow speedy resolutions to my issues, it allows connectivity to my other accounts so I can see everything in one place, and it is really easy to save money or allocate cash with their pots systems Reviewed on: 16th April 2021
David Jones's avatar
David Jones

Great app and service

5
I've had monzo for few years now and I can't be any happier. I got rid of all big bank cards and just kept Monzo. The transparency, the service, the flexibility of the app is what I love the most. Definitely recommend to anyone who's looking for up to date banking. Reviewed on: 16th April 2021
Marija's avatar
Marija

Best banking experience. Ever.

5
Would not want to live w/o Monzo anymore Reviewed on: 16th April 2021
Georg Knoerr's avatar
Georg Knoerr

Excellent

5
Keeps me so organised. I love it Reviewed on: 16th April 2021
Elaine Bostock 's avatar
Elaine Bostock

The best service and experience

5
Monzo is a every bank dream come through! the customer service is awesome Reviewed on: 16th April 2021
Oluwatoyin's avatar
Oluwatoyin

Best app-based bank

5
I’ve gone from app bank sceptic to using it very very regularly. Monzo have done a terrific job of disrupting the banking space with their product. Highly recommended. Reviewed on: 16th April 2021
branflakes's avatar
branflakes

Love it

5
Easy to use, quick response, all in one place, great interest rates on the saving pots. Reviewed on: 16th April 2021
Mariya Kostova's avatar
Mariya Kostova

Let'it shine

5
I love monzo! Monzo is one of my favourite cards. Reviewed on: 16th April 2021
Nikolay Stefanov's avatar
Nikolay Stefanov

Outstanding service

5
Monzo’s services are great because you can make pots to save money. Plus, their customer service is amazing as you can chat to someone and they’re always helpful. Reviewed on: 16th April 2021
Danielle's avatar
Danielle

Great Bank

5
The app is easy to use and there are lots of security features, especially around contactless card use. Real time updates to your phobe on what has been spent plus regular PIN checks. Reviewed on: 16th April 2021
Julie's avatar
Julie

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