Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19422)

my review

5
i enjoy using monzo the staff are friendly when you need help and the get paid early is really handy Reviewed on: 14th April 2021
Chloe Gordon's avatar
Chloe Gordon

Monzo is best

5
I love monzo, I love how you can get paid early aswell. And I'm glad I switched I've recommend monzo to my family and friends and so far a few have joined. Reviewed on: 14th April 2021
Leanne's avatar
Leanne

Banking made easy

5
Everything just works like you want it to Reviewed on: 14th April 2021
zeno's avatar
zeno

A friendly bank that puts me in charge of my money.

5
Used Monzo for a while. With restricted budgets, the pots feature has been a life saver. I can now manage all my monthly, quarterly & annual fees and pay them from a pot. So everything left in my account is free for me to spend and I don't go over budget. The search and spending categories help me see where I'm spending to help me manage better. When I have queries, or questions, they are fast to reply. Plus the process to do things is fast and easy without lots of pointless paperwork. Highly recommend. Reviewed on: 14th April 2021
Mark Stafferton-Barber's avatar
Mark Stafferton-Barber

Get paid early

4
Get payed early is one key factor but also responding to any problem you may have like a company taking double payments Reviewed on: 14th April 2021
Willmarsh056's avatar
Willmarsh056

Great online banking

5
Quick and very easy to use. My father how is 70 finds it easy to do his banking with Monzo. Reviewed on: 14th April 2021
Monie's avatar
Monie

Good Bank

5
Very good bank. Easy for use and very quickly. Reviewed on: 14th April 2021
Bobby's avatar
Bobby

Banking can be fun

5
I joined Monzo in the early days and have remained loyal because they are good at everything they do. The phone app is easy to use and quick. It is well presented and logical to navigate around. Monzo keep coming up with a flow of ideas, which are interesting to follow. Unless you really want 0.05% interest on the miniscule amount you keep in a current account, what's not to like about Monzo? They are certainly shaking up the thugs in the personal banking market. Reviewed on: 14th April 2021
Peverell 2004's avatar
Peverell 2004

Best account out !!!

5
Really easy to use and the premium account is class with metal card and travel and phone insurance Reviewed on: 14th April 2021
Steven Murdoch's avatar
Steven Murdoch

Easy to use

5
Great bank, quick support. Easy to use interface. Never had any issues, and I haven't looked back since going cashless and physical bankless. Reviewed on: 14th April 2021
Charles's avatar
Charles

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3186 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1144 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill