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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19236 reviews)

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4.93

Based on 19,236 reviews, last reviewed 7th Apr 2026

98150% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

The best online banking you can get The best online banking you can get Reviewed on: 7th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19236)

Customer service is prompt

Their app is really easy to use and navigate through, and live chat are always prompt and helpful when I've needed to contact such as when I mistakenly disputed a transaction Reviewed on: 13th April 2021

Excellent

I love monzo bank, best bank I've been with Reviewed on: 13th April 2021

Future of banking

I hope Monzo wipes out all you street banks but showing them how to provide amazing customer service without human contact of a physical building. Well done Monzo for championing the future of banking for under 35s Reviewed on: 13th April 2021

Easy to use

User friendly, great customer service, easy to use app Reviewed on: 13th April 2021

Very good service

It's the best bank for me i start my first year in business with Monzo and i recommand this service for everyone Reviewed on: 13th April 2021

The most modern bank

Fast and responsive in a way I've not found traditional banks. I've never been more in control of my finances because it keeps up with what I'm doing. Reviewed on: 13th April 2021

Been amazing throughout.

I've had my monzo account since 2017 and it's been amazing from the ease of use of the app to the customer service it's been amazing. Reviewed on: 13th April 2021

Great bank

Simple bank with useful features and no hidden costs Reviewed on: 13th April 2021

Amazing service and ease of use

Can't fault anything, so easy to use, secure and peace if mind with every transaction Reviewed on: 13th April 2021

Totally refreshing experience

Simply put, why would you Bank with anyone else? Their customer service is outstanding.and as long as they don't make the mistakes of the 'big' banks, their reputation will grow and grow. Reviewed on: 13th April 2021

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