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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18391 reviews)

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4.93

Based on 18,391 reviews, last reviewed 10th Mar 2026

38267% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use, see what you have to budget and save. Easy to use, see what you have to budget and save. Love the pots they are so useful. Reviewed on: 10th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18391)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Help just a chat away

Whenever I have had a query about my account, I just put the query in the help section and I get a response sooner than I would have made a call to any other physical bank. They are very efficient and at the moment they have an excellent savings programme called 1p saving challenge. It is helping me save without a pinch. Reviewed on: 13th April 2025

Poor support

Horrendous customer support, had to wait for weeks to get my account unlocked. Took away all my money and uninstalled Reviewed on: 13th April 2025

It's best banking app that I have.

It's best banking app that I have. Reviewed on: 13th April 2025

Best bank ever, I’d highly recommend

Best bank ever, I’d highly recommend Reviewed on: 13th April 2025

Love how modern they are as a bank.

Love how modern they are as a bank. Things like pots, paying bills from pots, split the bill, tracking spending are great features! Reviewed on: 13th April 2025

very good service everything good

very good service everything good Reviewed on: 13th April 2025

I used Monzo. Excellent

I used Monzo. Excellent for send money and everything. Reviewed on: 13th April 2025

Supportive bank. Continually evolving for the better.

I’ve been with Monzo since 2018 and it’s been amazing to see it grow into an incredible bank. I joined for the withdrawals when travelling but now have even more protection - travel, phone and breakdown cover. I also am able to save money in pots, get paid early, and use the app to the maximum. Their app has been extremely helpful for me as a neurodiverse individual and helps me to stay in control of my finances. Reviewed on: 13th April 2025

I absolutely love my Monzo account

I absolutely love my Monzo account Reviewed on: 13th April 2025

Easy to use bank and app with decent interest rates...

Easy to use bank and app with decent interest rates on their account Reviewed on: 13th April 2025

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