Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Easy to use and keep track if different account and savings pots

It is very important for me to have savings pots for different savings goals long and short term. Monzos app is great and helps me track all my spending Reviewed on: 13th April 2021

Very forward thinking bank

Monzo is easy to use, app first bank, and thinks carefully of what makes banking easier for the customer. The huge number of banks playing copy cat has shown the impact Monzo has had on the industry. Reviewed on: 13th April 2021

Easy to use

It's simple and easy to use, easy to pay people I need Reviewed on: 13th April 2021

Pleasure to bank with

Love the way this bank works everything is smooth never have any issues always get notified and fast customer services Reviewed on: 13th April 2021

Very easy to use

Using Monzo is seamless. I would recommend it to everyone. Reviewed on: 13th April 2021

Amazing Bank with amazing customer service

The app is simple and easy to use and the staff I have interacted with have gone above and beyond to help me every time I have spoken to them. Reviewed on: 13th April 2021

easy to manage and great customer service

very easy to manage bank, easy and clear, i had the opportunity to speak to customer service a couple of times and it has been easy and right to the point Reviewed on: 13th April 2021

Anwesome

Couldn't ask for anymore , everything works never any problem quick response Reviewed on: 13th April 2021

Best bank - perfect app

Overall very happy with my experience with Monzo. Love monthly summary feature based on different payment categories and i find being able to send future payments from pots very helpful! The only drawback would be time taken to deposit cheques but that’s understandable since it has to be done via mail. Reviewed on: 13th April 2021

Great

Had no problems with this bank. Easy to get the touch with and gives u ur money a day early Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from Cynergy Bank 4.24 from 15 reviews
Standard Current Account
from Ulster Bank 3.55 from 36 reviews
Current accounts
from Zempler Bank 4.75 from 8127 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1143 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub