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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18635 reviews)

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4.93

Based on 18,635 reviews, last reviewed 12th Mar 2026

46067% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great way of handling money, allows you to see every... Great way of handling money, allows you to see every transaction and section money into pots Reviewed on: 12th March 2026

Latest lowest rating:

1

Don't have your back They don't look after you when you need them most. Will lock your account with no explanation or timeline of resolution, leaving you without funds to ... Read more Reviewed on: 12th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18635)

Review of the Monzo, Current account:

Im very happy with my bank account as i got a lot of opportunities and the colors of the cards are looking very well

Im very happy with my bank account as i got a lot opportunities Reviewed on: 3rd March 2022

It has been simple easy and intuitive to bank with t...

It has been simple easy and intuitive to bank with them via the app Reviewed on: 22nd January 2026

Great customer service, good reminders about money a...

Great customer service, good reminders about money and benefits available. Covered by FSCS now too Reviewed on: 22nd January 2026

Easy to use great for anyone wanting to Budget with...

Easy to use great for anyone wanting to Budget with their money as you can have POS to split your salary up ; could be Car, Dentist etc. Reviewed on: 22nd January 2026

A* baking

Monzo is a bank app that is so easy to use, customer service is great and als easy to use abroad Reviewed on: 22nd January 2026

A bank FOR its customers

The savings challenge helped me out massively. Husband and I did one together and I even recommended it to my mother-in-law. Cashback on shops I usually shop at helped me to earn back £20 for the year. Can access your pay a day earlier that when it would usually have been paid. Just smart, forward thinking, FOR the customer type of bank. Reviewed on: 22nd January 2026

Great Value For Money

Great referral problem, staff are always happy to help on the app and membership program can give you money if you're lucky Reviewed on: 22nd January 2026

Good experience, I like how easy the app is to use

Good experience, I like how easy the app is to use and the way you can sort your money into pots and how easy it is to request money from others etc Reviewed on: 22nd January 2026

Monzo I find a very good bank they seem better than...

Monzo I find a very good bank they seem better than most High street banks , they help they are there and assist Reviewed on: 22nd January 2026

I think Monzo are great!

I think Monzo are great! They are so helpful if you have any issues and they offer so many benefits if you want to join the membership “perks”. Which with the high interest rate they offer for savings accounts it’s a no brainer really. Reviewed on: 22nd January 2026

Best app!

Best app! Early payments. And the saving challenge is brill. Reviewed on: 22nd January 2026

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