Smart Money People Logo

Monzo: Current account reviews

4.93
Based on 18,761 reviews, last reviewed 14th Mar 2026
50167% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great bank ever I been with them 4 years never had a... Great bank ever I been with them 4 years never had an issue Reviewed on: 14th March 2026
Soufyane s's avatar
Soufyane s

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026
Mo's avatar
Mo

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (18761)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

So its a very stunning bank which provides me a very...

5
So its a very stunning bank which provides me a very quick banking services and about lending it always stand with me with its overdrafts and loans and quick payments made its a very excellent experience with Monzo literally thanks to monzo Reviewed on: 14th April 2025

Monzo is easy and simple to use!

5
Monzo is easy and simple to use! They have great app features and they’re a great bank. Reviewed on: 14th April 2025

Best digital bank experience I’ve ever had.

5
Best digital bank experience I’ve ever had. Easy and clean app interface makes my banking simple Reviewed on: 14th April 2025

I believe Monzo app is great, easy to use and I love...

5
I believe Monzo app is great, easy to use and I love the trends and targets, the tags as well help me to understand where I spend money, although tags can be enhanced in the basic service. However Monzo saving are not the best on the market, some competitors have better options and more choices. I would recommend Monzo to increase the product offerings for some more sophisticated customers. Reviewed on: 14th April 2025

Modern banking with Monzo

5
Monzo has changed the way I bank for the better, bringing banking into the modern day. Reviewed on: 14th April 2025

Easy to use

5
I like how easy Monzo is to use and the break down of my money. Reviewed on: 14th April 2025

Brilliant ive been using monzo for a while and its g...

5
Brilliant ive been using monzo for a while and its great Reviewed on: 14th April 2025

Great product easy to use lots of benefits

5
Great product easy to use lots of benefits Reviewed on: 14th April 2025

Best. Bank. Ever.

5
Monzo's clear and simple user interface and range of additional features and data make banking simple and rewarding. Reviewed on: 14th April 2025

Best ever service ...

5
Excellent service and received replacement card the next day Reviewed on: 14th April 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.97 from 831 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3058 reviews
    Monzo
    View all products