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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18777 reviews)

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4.93

Based on 18,777 reviews, last reviewed 15th Mar 2026

50667% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I love this bank! I love this bank! Its app is fantastic and I love the ease of it and it’s very visual. Nothing negative I can say about this bank 10/10 Reviewed on: 15th March 2026

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18777)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Always great for travel!

Always great for travel! We love using our accounts for everything travel related (massive bonus now there are child accounts too - thank you Monzo!) Reviewed on: 10th April 2025

I use most if not all the products Monzo offer

I use most if not all the products Monzo offer and really cant complain. Great service and easy to use, I would move all my accounts here if they did mortgages too. Watch this space ... Reviewed on: 10th April 2025

Has transformed my finances

Once upon a time I had to run Quicken and Excel to get an adequate view of my financial situation. Not anymore. I can do it all in the Monzo app and moreover the UX is superlative. It’s literally a case of it all being a few taps away, in one place. Reviewed on: 10th April 2025

I love everything about Monzo!

I love everything about Monzo! The perks are amazing! Reviewed on: 10th April 2025

Monzo makes money management easy.

Monzo makes money management easy. Monzo has really helped me be able to visualise my money. Where it goes, what is up coming and how much I have for that month to live by. The app is super user friendly and it has helped me stay on top of my debts and reduce them. Reviewed on: 10th April 2025

Amazing - now give me a job

Amazing , absolutely amazing , i love it so kuch , so easy to use , i got my card within 2 days of landing in the UK and have used it for almost 3 years now . Now that I have truthfully glazed Monzo , they should provide me with a graduate job Reviewed on: 10th April 2025

Best bank app, quick customer service, real time tra...

Best bank app, quick customer service, real time transactions, quick refunds. Reviewed on: 10th April 2025

Cannot fault monzo!

Cannot fault monzo! The best bank I have used - especially for travelling abroad, monzo makes it super easy and the spending summary's are super helpful too. Reviewed on: 10th April 2025

Fantastic, easy to sign up and easy to use bank for...

Fantastic, easy to sign up and easy to use bank for everyone. Loads of options to enhance the monzo current account experience by linking your other cards, so you can see all of your bank accounts in one app. Flex offering is amazing and they demonstrate responsible lending by not lending more than you can afford. Great offering in monzo premium and monzo plus for a reasonable monthly cost! Reviewed on: 10th April 2025

It makes banking simple and clear

It makes banking simple and clear Reviewed on: 10th April 2025

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