Smart Money People Logo

Monzo: Current Account reviews

4.92
Based on 17,173 reviews, last reviewed 24th Apr 2025
37133% increase in 5 star reviews
in the past 90 days
325% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Super easy, best way to bank Super easy to use, got a few of my friends to join and we all find it the best way to bank Reviewed on: 24th April 2025
Sianne's avatar
Sianne

Latest lowest rating:

1

Unable to even open an account because I don't have... Unable to even open an account because I don't have any photo identification (I can't afford to get a passport or even get my provisional and start le... Read more Reviewed on: 23rd April 2025
Gemma M's avatar
Gemma M

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also
...

Monzo Current Account reviews (17173)

Review of the Monzo, Current Account:

Best banking app to date.

5
Best banking app to date. Best saving interest rates about. Also the no overseas transactions is a big bonus. Reviewed on: 7th April 2025

Sustainable banking

5
Sustainable banking is good for everyone Reviewed on: 22nd April 2025

Monzo empowers financial responsibility

5
Monzo centre’s it’s business around empowering people to be financially responsible. Their current account allows you to take part in savings challenges, view your credit score, add non-Monzo accounts, view upcoming bills etc. This helps people be smarter with their money and empowers them to take responsibility for their spending. This is fantastic! Reviewed on: 22nd April 2025

They flagged my salary as "suspicious" like what even.

1
They flagged my salary as "suspicious" like what even. Stuck w no cash Reviewed on: 22nd April 2025

App glitch mid important payment.

2
App glitch mid important payment. Support just says wait pls Reviewed on: 22nd April 2025

Out of nowhere account gotta frozen.

1
Out of nowhere account gotta frozen. Had to pay rent. No faster customer support. Joke Reviewed on: 22nd April 2025

I used Monzo after friends said it was useful for s...

5
I used Monzo after friends said it was useful for sending money and splitting. Ills easily. I had revolut, so I hesitantly downloaded the app. It was so easy to start using, and I love the friendly feel. The team clearly focuses on UX because the tools and app are very good. Reviewed on: 21st April 2025

Great card and service

5
I’ve used monzo specifically when going on holidays. This is to avoid the transaction fees which are charged by normal banks. I’ve recommended them to a lot of my family too Reviewed on: 21st April 2025

Monzo App very easy to use!

5
I find the Monzo App very easy to use and I’m 62years old. All my questions are answered within the App. I love the sound when money comes into my account. I’ve upgraded recently to the max and love all the benefits. Reviewed on: 21st April 2025

Never had a problem.

5
Never had a problem. Very easy and functional app. When I have need help I've received it through spp Reviewed on: 21st April 2025

Really useful budgeting tools

5
The monzo current account is great because I find the budgeting tools really useful (targets and automatic categories) Reviewed on: 20th April 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products