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Monzo: Current Account reviews

4.92
Based on 17,174 reviews, last reviewed 25th Apr 2025
27813% increase in 5 star reviews
in the past 90 days
325% increase in 1 star reviews
in the past 90 days
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3%
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1%

Latest highest rating:

5

All the other banks are behind. Monzo was only introduced a few years ago and they’ve smashed it! I love the ability to budget and create savings pots without having to open a saving... Read more Reviewed on: 25th April 2025
Axo 's avatar
Axo

Latest lowest rating:

1

Unable to even open an account because I don't have... Unable to even open an account because I don't have any photo identification (I can't afford to get a passport or even get my provisional and start le... Read more Reviewed on: 23rd April 2025
Gemma M's avatar
Gemma M

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also
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Monzo Current Account reviews (17174)

Review of the Monzo, Current Account:

The UX/UI of the Monzo banking app is unmatched.

5
The UX/UI of the Monzo banking app is unmatched. Monzo is always the first to create new and engaging features that make everyday life easier! Reviewed on: 11th April 2025

Effortless Banking That Just Works

5
I love banking with Monzo because it just makes life so much easier. The app is super easy to navigate, which means I can check my balance, move money around, and manage everything without getting lost in a maze of menus. It keeps me up to date with instant notifications, so I always know exactly what's going on with my account—no surprises, no delays. Best of all, it’s completely hassle-free. Whether I'm splitting a bill with friends, setting up a savings pot, or just checking... Reviewed on: 22nd April 2025

Sustainable banking

5
Sustainable banking is good for everyone Reviewed on: 22nd April 2025

Monzo empowers financial responsibility

5
Monzo centre’s it’s business around empowering people to be financially responsible. Their current account allows you to take part in savings challenges, view your credit score, add non-Monzo accounts, view upcoming bills etc. This helps people be smarter with their money and empowers them to take responsibility for their spending. This is fantastic! Reviewed on: 22nd April 2025

They flagged my salary as "suspicious" like what even.

1
They flagged my salary as "suspicious" like what even. Stuck w no cash Reviewed on: 22nd April 2025

App glitch mid important payment.

2
App glitch mid important payment. Support just says wait pls Reviewed on: 22nd April 2025

Out of nowhere account gotta frozen.

1
Out of nowhere account gotta frozen. Had to pay rent. No faster customer support. Joke Reviewed on: 22nd April 2025

I used Monzo after friends said it was useful for s...

5
I used Monzo after friends said it was useful for sending money and splitting. Ills easily. I had revolut, so I hesitantly downloaded the app. It was so easy to start using, and I love the friendly feel. The team clearly focuses on UX because the tools and app are very good. Reviewed on: 21st April 2025

Great card and service

5
I’ve used monzo specifically when going on holidays. This is to avoid the transaction fees which are charged by normal banks. I’ve recommended them to a lot of my family too Reviewed on: 21st April 2025

Monzo App very easy to use!

5
I find the Monzo App very easy to use and I’m 62years old. All my questions are answered within the App. I love the sound when money comes into my account. I’ve upgraded recently to the max and love all the benefits. Reviewed on: 21st April 2025

Never had a problem.

5
Never had a problem. Very easy and functional app. When I have need help I've received it through spp Reviewed on: 21st April 2025

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