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Monzo: Current Account reviews

4.92
Based on 17,219 reviews, last reviewed 19th Jun 2025
63% decrease in 5 star reviews
in the past 90 days
22% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Get paid earlier! Monzo accounts let you get paid ealier, which is really helpful. It also categorises all expenses easily and correctly. It’s amazing, it’s easy to pay... Read more Reviewed on: 19th June 2025
Luis 's avatar
Luis

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo Current Account reviews (17219)

Review of the Monzo, Current Account:

My favourite Monzo features

5
I love that I can use my card abroad without any extra charges & also the ‘split the bill’ feature, being able to request the money you require from others Reviewed on: 5th May 2025

I love the pots - completely changed how I budget

5
I love the pots - completely changed how I budget Reviewed on: 12th June 2025

Super quick to setup account online with a fantastic...

5
Super quick to setup account online with a fantastic number of account options and settings. So intuitive and easy to use, great benefits and visually stunning. Reviewed on: 12th June 2025

Brilliant from start to finish.

5
Brilliant from start to finish. The best app of all banks I’ve been with. Great service and features Reviewed on: 12th June 2025

Makes budgeting accessible

5
I use Monzo for my 'social' spending budget each month and it's just brilliant. It's so easy to split bills between friends, start a tab, and categorise spending so I know exactly what I'm spending on what each month. Reviewed on: 12th June 2025

Incredibly versatile and tech-forward app!

5
Incredibly versatile and tech-forward app. Works seamlessly. Pots are great way to portion expenses or spending money, without having to keep a spreadsheet the size of my arm. Reviewed on: 12th June 2025

Monzo's current accounts provides all the benefits o...

5
Monzo's current accounts provides all the benefits of a challenger bank with a polished and transparent experience with cool quirks, but also provides the reliability and trustworthyness of a traditional bank Reviewed on: 8th June 2025

Terrible, unreliable and disorganised customers serv...

1
Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

My thoughts on Monzo

5
Been with them since 2018 and they’ve been innovating ever since! Reviewed on: 24th May 2025

Very easy to set up, easy to breakdown spending and...

5
Very easy to set up, easy to breakdown spending and saving etc. user friendly app, quick response on raising issues especially those linked to fraud. Great that you can open different pots and have a fantastic tiered system for more delux options. Reviewed on: 23rd May 2025

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