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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17141 reviews)

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4.92

Based on 17,140 reviews, last reviewed 18th Apr 2025

36650% increase in 5 star reviews

in the past 90 days

250% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Brilliant, monzo is so easy to use. Brilliant, monzo is so easy to use. Considering so many branches are closing for other banks I enjoy the ease of being able to do all my banking needs... Read more Reviewed on: 18th April 2025

Latest lowest rating:

2

Tried monzo cuz everyone was talking about it but my... Tried monzo cuz everyone was talking about it but my onboarding got stuck and then app crashed on completion Reviewed on: 18th April 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17141)

Review of the Monzo, Current Account:

App is missing some important features

Such as viewing card details, that's a big one - I don't really like to have to get out my card every time I'm purchasing something online I should be able to review my cc details on the app.. having a IBAN to receive international transfers - should be a given but it isn't. The card is also not accepted in a few platforms when doing online purchases for some reason. I've got another MasterCard with another online banking provider and that ones works everywhere. In terms of customer service: not really speedy or friendly. Never been offered an overdraft despite it being my main account for 2 years in comparison with another online banking provider that have offered me an overdraft as soon as I moved my monthly salary to be transferred there (I don't use it but it's nice to be offered and have the option to). The other provider also rewards me with interest for moving my money through their app. Monzo is missing small perks that make all the difference to me as a customer. Reviewed on: 18th April 2021

Ukrainian choice of Monzo

Very similar to Monobank so familiar to use. Easy money transfer via Wize connected to Monzo, a useful feature indeed Reviewed on: 17th April 2025

Great way to use card abroad fairly.

Great way to use card abroad fairly. And i love that i can create different pots for my needs and save money with a good rate. Reviewed on: 17th April 2025

My favourite bank

Monzo is really easy to setup and use, their app is quick and easy to use, their push notifications are prompt, and I know from an experience my girlfriend had with them that they have really good customer service. Reviewed on: 17th April 2025

App is very good, being paid early is a massive plus.

App is very good, being paid early is a massive plus. App full of useful information. Cashback deals built into the app. In depth credit insights for £3 per month is a great deal. Splitting bills very easy. Reviewed on: 17th April 2025

Almost 10years and counting

I have been with Monzo around the 10year mark its the most convenient account every with an easy to use savvy app I have had all the family and friends sign up as well. Holidays are the best with Monzo just the ease of use keeps me coming back. The spend tracking is another lovely feature. The customer service is seamless always on hand 24hrs , if your around me you have to have it. Reviewed on: 17th April 2025

Monzo, the best bank in the world.

I have loved Monzo ever since I joined years ago. From the ease to apply for loans, the ability to use pots and create virtual cards and now the offering of different types of Perks - this bank does everything I need it to do and more. I really love being able to split up my money after being paid and keeping myself on budget. I also love setting up payments to come out of different pots/ virtual cards as this ensures I never miss a payment. Reviewed on: 17th April 2025

Best UK bank account provider by miles

Best UK bank account provider by miles. Super slick AI, everything works perfectly. Tons of high value perks. Well done! Reviewed on: 17th April 2025

10/10 platform and customer service

Quick, friendly and effective customer service. Great platform and easy to use at home or overseas. Reviewed on: 17th April 2025

Brilliant bank with something for everyone.

Brilliant bank with something for everyone. Very easy to use and the best bank by miles. Puts the old fashioned banks to shame. Reviewed on: 17th April 2025

absolutely SLAY

they are 10/10- always on hand to help and proviide support. i have moved all of my friends and family onto monzo and i love the fact i can get paid early- really helps at that difficutly last couple of days before pay day. what A SLAY bank, ps tell GREG he is officialyl a british icon, and he provides some class entertainemnt on those dull days x Reviewed on: 17th April 2025

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