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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18790 reviews)

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4.93

Based on 18,790 reviews, last reviewed 16th Mar 2026

51100% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

very good bank, and quick to attend to banking issues very good bank, and quick to attend to banking issues Reviewed on: 16th March 2026

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18790)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

They are great such and easy app to use compared to...

They are great such and easy app to use compared to other banks Reviewed on: 28th March 2025

Good service bank I like your service first and quick

Good service bank I like your service first and quality good amazing c Reviewed on: 28th March 2025

Opening access to banking

I've been with Monzo since before they were a bank. Their app is a game changer for me. Prior to Monzo I had real difficulty accessing banking services due to opening hours, busy call centres and terrible websites. Monzo made banking accessible to me. Reviewed on: 28th March 2025

Absolutely amazing and helpful

Always had an amazing experience with my account and amazing customer service Reviewed on: 28th March 2025

More than anyone could expect!

I have been with lonzo and just upgraded to plus and it is so so worth it, I love I can see my cards in one place and the temporary card thing is so good I use it all the time for my online purchases now. I would always recommend as it makes banking so much easier, I have in fact moved away from my Barclays current account completely as I prefer monzo so much more. Starting to explore their savings options as opposed to just the pots too and that’s great, loving the one penny a day challenge and the round up stuff. It just feels really great for financial literacy too, something I absolutely wasn’t taught, but explains things so well and in real people terms and I genuinely really appreciate it. ALSO love the fact I can check in with my credit score and they have great bits around mortgage. I would always recommend monzo to anyone I genuinely think they are brilliant. Reviewed on: 28th March 2025

Building banks on Saussage Rolls!

So easy to use. Offers great products with their premium memberships. Including a Greggs sausage roll every week! Reviewed on: 28th March 2025

I find the Monzo app so intuitive, it's modern and e...

I find the Monzo app so intuitive, it's modern and easy to use. Also the whole savings pots it's so useful. It's just makes banking so easy compared to my old bank. Having everything in the app is so useful, I barely even need my card Reviewed on: 28th March 2025

Monzo are great bank, brilliant innovation with tech...

Monzo are great bank, brilliant innovation with technology and using tech to modernise the consumer financial space. Leaps and bounds from any other bank, let alone high street banks. Reviewed on: 28th March 2025

It’s amazing the first time I used my card I got sen...

It’s amazing the first time I used my card I got sent a free 10 pound gift Reviewed on: 28th March 2025

I've been using Monzo Current account for a while

I've been using Monzo Current account for a while now, and it was easy and simple to open an account. Using the app on both phone and computer is very easy and smooth. It doesn't waste time. Sending money from the app is just awesome. I really love Monzo. Reviewed on: 28th March 2025

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