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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17227 reviews)

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4.92

Based on 17,227 reviews, last reviewed 21st Jan 2026

50% increase in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such an incredible, innovative bank. Such an incredible, innovative bank. Great user interface and perks plan is well worth the monthly payment. Reviewed on: 21st January 2026

Latest lowest rating:

1

I wanted to send £1000 to a friend in Dubai to buy C... I wanted to send £1000 to a friend in Dubai to buy Christmas presents for friends, Monzo flagged this a scam, I had about £25000 in my account. They a... Read more Reviewed on: 12th January 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17227)

Review of the Monzo, Current Account:

Modern way to bank

Love that u can request money from friends and family and the easy to manage pots. Very modern way to bank Reviewed on: 15th February 2022

Monzo is so good that I closed other everyday bankin...

Monzo is so good that I closed other everyday banking apps that I had. Reviewed on: 11th April 2025

Easy to understand and they give tips on how to bett...

Easy to understand and they give tips on how to better manage your finances. Reviewed on: 11th April 2025

It might be weird to love a bank but I honestly love...

It might be weird to love a bank but I honestly love Monzo. Theire app is so easy to use, intuitive, and nice to look at. They come up with such fun, educational, sensible and needed suggestions, and ways at saving money and taking control of your finances. I love their customer service and that they are sustainable too. Reviewed on: 11th April 2025

Banking made easy and simple

I really like using Monzo as it's a lot easier to use than other banks I've worked with. The interface is very user friendly and I also love the cashback offers they give. The savings pot is also a great addition which helps me to save money. Reviewed on: 11th April 2025

Would recommend

Easy to communicate with company and good Cashback offers Reviewed on: 11th April 2025

Best bank ever, so easy to use.

Best app ever, so easy to use. Makes banking fun and full of tips and tricks to learn how to manage personal finances. Reviewed on: 11th April 2025

The Ideal Bank

Loveeee Monzo both for their socials and the use of the app, handy features such as the round up pots as well as the current savings challenge where they save for you automatically and ease to use abroad, all round great Reviewed on: 11th April 2025

AWESOME!!!!!!!

Excellent easy service, brilliant app and fantastic customer service if you ever need to contact them. Reviewed on: 11th April 2025

It’s a valuable experience,easy to deal with and whe...

It’s a valuable experience,easy to deal with and when I had a problem and a possibility of fraud, they helped me too much with fast deal and fast response. Reviewed on: 11th April 2025

Monzo provides a fast, tailored and robust service.

Monzo provides a fast, tailored and robust service. Reviewed on: 11th April 2025

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