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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18205 reviews)

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4.93

Based on 18,205 reviews, last reviewed 1st Mar 2026

48250% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Love Monzo. Love Monzo. Helps me track my expenditure, put money aside in different savings pots through different challenges as well as so much flexibility in po... Read more Reviewed on: 1st March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18205)

Review of the Monzo, Current account:

Have only recently opened an account and it is great...

Have only recently opened an account and it is great and easy to use Reviewed on: 28th March 2025

Monzo Is Excellent, especially when it comes to sort...

Monzo Is Excellent, especially when it comes to sorting your money. Pots make it so easy to keep track of bills and make sure you don't over spend and their credit insights with Monzo Max are very helpful. Reviewed on: 17th February 2026

Gamified banking

Moving from my last bank's personal account to monzo's has primarily allowed me to more easily control and monitor my money, with the gamification of saving and investing being excellent. The added transparency for investing and saving has been very helpful Reviewed on: 17th February 2026

Monzo is the only bank I would recommend

Monzo is the only bank I would recommend. You get amazing bonuses with Monzo Reviewed on: 17th February 2026

It’s the best money managing app I’ve come across !

It’s the best money managing app I’ve come across !! Reviewed on: 16th February 2026

Great bank , easy to use.

Great bank , easy to use. App very helpful. Customer service very good Reviewed on: 16th February 2026

Monzo Magic

Easy to use, great product features, excellent customer service Reviewed on: 16th February 2026

just works

just works. Easy to use via the app with real world touch points when needed Reviewed on: 16th February 2026

The best account for young people when transferring...

The best account for young people when transferring money to and from friends or splitting bills. Reviewed on: 16th February 2026

switched to monzo as priamry bank a few years ago.

switched to monzo as priamry bank a few years ago.Pots for managing monthly bills is superb and ease of using the app to move money from pots to general spending soo useful. Reviewed on: 16th February 2026

Simple, easy and hassle free.

Simple, easy and hassle free. Everything a bank should be. Even better being able to link my children’s accounts to mine. Well done Monzo!! Reviewed on: 16th February 2026

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