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Monzo: Current account reviews

4.93
Based on 18,800 reviews, last reviewed 18th Mar 2026
51433% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Amazing customer service, quick to respond online ch... Amazing customer service, quick to respond online chat and also on the phone. Love their socials and how they are engaging with the younger audience Reviewed on: 18th March 2026
Charlotte W's avatar
Charlotte W

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026
Mo's avatar
Mo

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (18800)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Love Monzo, super easy to use, 10/10 customer servic...

5
Love Monzo, super easy to use, 10/10 customer service if you ever need them and even better referral bonuses! Reviewed on: 19th March 2025

I have been a Monzo customer for 5 years and I have...

5
I have been a Monzo customer for 5 years and I have no complaints at all! They have a good range of different accounts. It is easy to set up an account. Also receive emails with plenty of warning about changes and information regarding my account. Reviewed on: 19th March 2025

Monzo is really easy to use and has loads of extra f...

5
Monzo is really easy to use and has loads of extra features Reviewed on: 19th March 2025

Been with Monzo for many years, never any issues.

5
Been with Monzo for many years, never any issues. Great service Reviewed on: 19th March 2025

Monzo, they lead the way and others follow

5
Monzo are the best - easy to use, great perks, they lead the way and others follow (my other traditional high-street bank only launched roundups in the last year or so, for example) Reviewed on: 19th March 2025

Monzo offers a lot for a little

5
Have tried most Monzo services, including: current, joint and business accounts, flex, savings and investments as well now the pension account. All super easy to use and understand Reviewed on: 19th March 2025

Best banking services

5
My whole family uses this bank and we do not regret. Reviewed on: 19th March 2025

Customer service is always there to clear up any mis...

5
Customer service is always there to clear up any misunderstanding Reviewed on: 19th March 2025

Top notch bank

5
Monzo strives for user friendliness by making their app and processes super simple for everyone to use. Whether it’s for regular banking or using travel money abroad, they cover all bases to ensure the user is the prime focus. In addition, raising issues to support or going through different processes is an easy process given their quick response times too! Reviewed on: 19th March 2025

Great bank

5
They have always been helpful and are fast sorting any issues I have had Reviewed on: 19th March 2025

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