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Monzo: Current account reviews

4.93
Based on 18,860 reviews, last reviewed 20th Mar 2026
53367% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is the best. Monzo is the best. I would recommend it to everyone Reviewed on: 20th March 2026
Esther T's avatar
Esther T

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026
Marius r's avatar
Marius r

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (18860)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Never had an issue!

5
Never had an issue! Easy to use the app! The 1p saving challenge is amazing! All my accounts are in one place and the breakdown of spending is super helpful! I have recommended to friends and family and they have joined too!!! Reviewed on: 18th March 2025

Great bank, now my primary bank for spending and sav...

5
Great bank, now my primary bank for spending and savings. Reviewed on: 18th March 2025

Great app with innovative features.

5
Great app with innovative features to save money. Brilliant customer service and help articles that make things easy to understand and everything is transparent. Reviewed on: 18th March 2025

Easier to save money with Monzo by using savings pot...

5
Easier to save money with Monzo by using savings pots in the app. I can easily track my finances with the click of a button. Sending money to friends and family is a breeze and doesn’t require much effort Reviewed on: 18th March 2025

Amazing on every level.

5
Amazing on every level. Been here from the early days and recommend it to everyone! Reviewed on: 18th March 2025

Great service, really easy to use and good for budge...

5
Great service, really easy to use and good for budgeting. I think the investments, the credit scores and Monzo flex particularly make Monzo the best bank out there. Reviewed on: 18th March 2025

Love Monzo!

5
I’ve had a monzo account for years and had nothing but a positive experience with them, great account and mostly love you can spend money abroad with no charge! Reviewed on: 18th March 2025

Easy, intuitive banking

5
I love Monzo! The pots feature helps me budget by letting me allocate my money for different things, and I like that I can still retrieve it immediately as needed. I also like how easy it is to do daily transactions. And I think their marketing team is brilliant Reviewed on: 18th March 2025

No complaints with Monzo product, wouldn’t go back t...

5
No complaints with Monzo product, wouldn’t go back to ‘traditional bank’ now. Reviewed on: 18th March 2025

Excellent Banking.

5
Been with Monzo since the Golden Envelope days, have been recommending them for over a decade! Reviewed on: 18th March 2025

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