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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18870 reviews)

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4.93

Based on 18,870 reviews, last reviewed 21st Mar 2026

53700% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is by far my best bank Monzo is by far my best bank, gives me multiple saving pots which helps with budgeting! And the cash back offers are great too!! Reviewed on: 21st March 2026

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18870)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Just brilliant from start to finish, so good in fact...

Just brilliant from start to finish, so good in fact I referred my entire family in, and then as I start considering my own business, I will be having my business account with them as well. Reviewed on: 18th March 2025

1. Bank of the future

1. Real-Time Notifications and Instant Spending Insights Monzo immediately notifies users of every transaction. Purchases are instantly categorized, helping users stay aware and in control of their finances. 2. Budgeting Tools and Savings Pots Users can create multiple savings "pots" within their current account for specific financial goals. Monzo’s budgeting tools allow automatic allocation of money into categories, offering superior control over personal finances compared to traditional banks. 3. Fee-Free International Transactions Monzo provides fee-free payments abroad and competitive exchange rates. This sets it apart from traditional banks, which typically charge foreign transaction fees. 4. Early Salary Payment Users can access their salary up to one day earlier through the "Get Paid Early" feature. This offers added flexibility and convenience, something many traditional competitors do not offer. 5. Innovative Account Controls and Security Monzo enables instant card freezing/unfreezing directly via the app, providing enhanced user security. Advanced security features, such as location-based fraud detection and biometric app a Reviewed on: 18th March 2025

I LOVE Monzo!

I LOVE Monzo! Especially the virtual card feature. I've had an account with them since they launched and I always bang on about how great their features are. Reviewed on: 18th March 2025

Absolutely love my Monzo

Absolutely love my Monzo, great app and so pretty card Reviewed on: 18th March 2025

Very good bank.

Very good bank app easy to use & never had a issue it if I gave a problem it’s sorted out quickly & hassle free Reviewed on: 18th March 2025

All in one!

Love the ability to have a current account, various pots and a savings account etc. all in one place! Also the tabs feature has been a life saver for splitting bills between me and my friends! Reviewed on: 18th March 2025

Good App / Online Experience

Great online experience, good app with nice features. Introduction of accounts for kids is a nice addition. Reviewed on: 18th March 2025

A breath of Fresh Air

I've been with Monzo for 5 years. Engaging, innovative and a breath of fresh air for the banking sector. Reviewed on: 18th March 2025

Get UI on the app, easy to use.

Get UI on the app, easy to use. great customer comms, easy to understand. Excellent product range Reviewed on: 18th March 2025

My first UK bank and the best so far

When I first came to UK, no other bank would open an account for me but Monzo did. They kept getting better and better as they grew. Their customer service is beyond competition, their vulnerable customers team genuinely cares (I happened to get acquainted in a random event) and their technical solutions keep convincing me to stay Reviewed on: 18th March 2025

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