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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18210 reviews)

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4.93

Based on 18,210 reviews, last reviewed 3rd Mar 2026

48500% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Is just perfect , I live monzo flex and I am opening... Is just perfect , I live monzo flex and I am opening monzo business soon Reviewed on: 3rd March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18210)

Review of the Monzo, Current account:

Showing the big guys how it should be done

It is so much easier to keep track of spending. Great for joint accounts too. Reviewed on: 10th March 2021

Wish every bank was of Monzo standard!

Monzo has been one of the best banking apps I have used. The account set up to day to day banking is very user friendly and intuitive. Having setup my kids accounts it is has been a breeze managing their spending. Kudos to Monzo for a very responsive customer service team who go far and above to resolve issues when it arises. They are clear with their timelines which helps in managing expectations. Overall I’ll recommend Monzo to anyone without hesitation Reviewed on: 15th February 2026

It smooth and easy to use any transaction fast inclu...

It smooth and easy to use any transaction fast including safe protection of fund Reviewed on: 15th February 2026

Really convenient.

Really convenient. Gives value for money. Reviewed on: 15th February 2026

It’s great, very easy to use, great visual represent...

It’s great, very easy to use, great visual representation Reviewed on: 14th February 2026

Just the right balance of features, both financial a...

Just the right balance of features, both financial and technical. Viewing all my accounts in one place is a real game changer for budgeting. A very reasonably priced offering for the perks plan, with practical things I actually use. Reviewed on: 14th February 2026

A really friendly company, to deal with.

A really friendly company, to deal with. Love the way it gives customers the correct balance at all times unlike some banks who hide transactions for a couple of days.. Reviewed on: 14th February 2026

Amazing platform

10/10 with any Monzo experience or I traction Reviewed on: 14th February 2026

Easy to use, plenty of options, friendly

Easy to use, plenty of options, friendly Reviewed on: 14th February 2026

I love it

Brill service and ace bank, love it and will always recommend, not just a “travel card” it’s a main bank for me. Reviewed on: 14th February 2026

Banking for the 21st Century

I have used Monzo for years and can categorically say that they are amazing and at the forefront of banking. I’ve never had any problems with them at all and I would recommend them to everyone Reviewed on: 14th February 2026

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