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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17735 reviews)

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4.92

Based on 17,735 reviews, last reviewed 9th Feb 2026

25100% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

User friendly, great customer service. User friendly, great customer service. Reviewed on: 9th February 2026

Latest lowest rating:

1

Very bad service full stop . Very bad service full stop . To the point that relying on high street lenders have more features and service that people with disabilities should cons... Read more Reviewed on: 23rd January 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17735)

Review of the Monzo, Current account:

Simple to use app with convenient budgeting features.

Excellent app and customer service, I often make use of the budgeting features. Having instant access to my account and instant notifications of spending has made my money stress disappear. Reviewed on: 30th March 2023

Easy to use app and great account products

Easy to use app and great account products Reviewed on: 9th February 2026

Monzo is great

Never had any problems worth Monzo, great modern app better than any of the other banks I’ve been with & always been helpful when needed. Reviewed on: 9th February 2026

Love the app great for saving and budgeting with lot...

Love the app great for saving and budgeting with lots of cool freebies and cash back offers Reviewed on: 9th February 2026

Best Bank

Since I have been with Monzo, my credit rating has gone up, their app makes it easy to budget and pay bills. Also love the perks, and saving challenge. Would highly recommend Reviewed on: 9th February 2026

New to Monzo and very happy

I have only banked with Monzo for 6 months but my experience so far is great. I love the app and what it offers. The money pots are brilliant for separating and budgeting. I have just upgraded to the perks so hopefully the cinema and uber eats will make it worthwhile. Reviewed on: 9th February 2026

I switched to monzo after numerous recommendations f...

I switched to monzo after numerous recommendations from friends. So far loving it. Love the cashback options Reviewed on: 9th February 2026

All you need is an internet connection

So easy to set up account and transfer from old account, same with pension, was so easy to transfer to Monzo Reviewed on: 9th February 2026

I love Monzo.

I love Monzo. I'm glad my eldest son recommended this to me back in April 2018, purely because I was going to Cyprus & needed a card to use out there. What else keeps me with Monzo over high street banks is that I can set up 'pots' & have 'round ups' from my main account, so it's kinda like saving without even knowing it. If you have direct debits going out of your account. Monzo sends notifications of this a couple of day's before. Handy!! I've since got a Business account with a Tax pot set up from that & I've recently got my under 16 an account. Monzo keep doing what you're doing!! 10 out 10!! Reviewed on: 9th February 2026

The best bank I have been with, so easy for me to ke...

The best bank I have been with, so easy for me to keep track of what I’m spending and when I need to stop spending. Reviewed on: 9th February 2026

Monzo is the best by a mile

Monzo is easily the best bank I've ever been with, they provide so much control of my money and savings and have helped to educate me to be a smarter person with money. Reviewed on: 9th February 2026

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