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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18207 reviews)

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4.93

Based on 18,207 reviews, last reviewed 3rd Mar 2026

48350% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Amazing account, good exchange rates, great customer... Amazing account, good exchange rates, great customer service. Saved me from fraud!!! Reviewed on: 3rd March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18207)

Review of the Monzo, Current account:

The. Best. Overdraft/Loan. Experience. Ever!

Already a fan of Monzo the experience from the angle of managing my overdraft and its usage, right down to the clarity of how its Loans are presented and booked into - it’s just second to none. Nothing is pushed on you and the terms are clear and fair. Moreover as a Premium user I love how my credit score shows up in the app - with a monthly update reminder that highlights the causes for any drop or increase. This is excellent and a great awareness grower for those using credit. In fact it has motivated me to stay out of my OD. Hats off Monzo! Reviewed on: 14th June 2021

New to Monzo but blown away by the app and how easy...

New to Monzo but blown away by the app and how easy it is to use. Love all the encouragement to save too. Reviewed on: 12th February 2026

Five stars

Easy to use and very handy for splitting savings into pots for sinking funds Reviewed on: 12th February 2026

Mozo all the way

Monzo has been a great addition to my bank accounts, I have increased my spending power and my credit rating Reviewed on: 12th February 2026

Top banking made easy

Simple, easy banking with no stress. Great app & good customer service when you need them. Highly recommend Monzo Reviewed on: 12th February 2026

Excellent customer service as standard

Everything seems well thought through and the customer service is excellent. A couple of weeks ago I lost my card. It was very easy to freeze the card and order a new one. It really took the stress out of the experience. It does really stand out these days when you receive excellent customer service as standard. Well done Monzo! Reviewed on: 12th February 2026

Great products, great app and easy to use

Great products, great app and easy to use Reviewed on: 12th February 2026

10/10 UI

It’s the best IU I love it. The pots make it so easy to put money aside for different things and the roundup feature is amazing. Reviewed on: 12th February 2026

Excellent banking ,,,, also have an overdraft and fl...

Excellent banking ,,,, also have an overdraft and flex credit card aswell as the max current account . Honestly say they Monzo are the best bank I’ve ever used !! Reviewed on: 12th February 2026

Great bank online accounts ease of use.

Great product easy to use current account and credit card. Savings account easy to use and love the 1p a day savings product as well. Reviewed on: 12th February 2026

Easy to use .

Easy to use . Everything is easy to understand. Great content on the app. Definitely the best bank I’ve ever had. Reviewed on: 12th February 2026

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