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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19099 reviews)

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4.93

Based on 19,099 reviews, last reviewed 26th Mar 2026

61067% increase in 5 star reviews

in the past 90 days

1300% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

it’s amazing, very convenient and easy to use it’s amazing, very convenient and easy to use Reviewed on: 26th March 2026

Latest lowest rating:

1

Closed account for no reason Closed account for no reason then held my money Reviewed on: 26th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19099)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Monzo is a good current account.

Monzo is a good current account. I use it daily for transactions, receiving monthly salary and direct debits Reviewed on: 11th March 2025

An amazing banking partner.

An amazing banking partner. Notification timing are perfect. Daily account management is very easy. Flex is really amazing. Easy to pay back and real time credit balance. Reviewed on: 11th March 2025

Back and forth battle, Monzo is on top

Switch back and forth between bank, started with Monzo, went to starling, then to chase. Now back to Monzo. Monzo as a current account has made life easier, referring friend and bringing them on board. Monzo makes managing your money easier. Being able to salary sort for every month and have a clear indication of where my moneys going. I’m hoping Monzo brings out key features the Apple Card introduced in the US. Monzo does everything your current bank does only better and more importantly values its customers Reviewed on: 11th March 2025

Monzo is inniatotive and easy

Monzo is so easy and all on your phone, you can easily freeze cards and see all your spending and categories it. There are loads of FAQ online and a helpful chat function for any issues. I have a current account and join account and you can track all your bills and move money between accounts. The features allow you to see how much money you will have left for the month after all your outgoings helping you to budget. Reviewed on: 11th March 2025

Best experience as a current account customer

Best experience as a current account customer Reviewed on: 11th March 2025

I get my banking, my travel and phone insurance and...

I get my banking, my travel and phone insurance and my train tickets in the one place. Plus I used to be a monzonaught so I'll be here forever. Reviewed on: 11th March 2025

I think it’s a really innovative bank helping with f...

I think it’s a really innovative bank helping with finance planning and the little hints make things easier too! Reviewed on: 11th March 2025

Perfect for budgeting!

Perfect for budgeting! And spending abroad :) Reviewed on: 11th March 2025

Banking of the future

A very intuitive banking app that makes managing money, expenses and savings easy and enjoyable! Reviewed on: 11th March 2025

Monzo helping me save money!

I love Monzo for a lot of different reason mostly though because of the ability for me to save money. This is because of the savings pots the money spend graphs etc Reviewed on: 11th March 2025

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