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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19112 reviews)

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4.93

Based on 19,112 reviews, last reviewed 26th Mar 2026

61467% increase in 5 star reviews

in the past 90 days

1400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I love how user-friendly Monzo is. I love how user-friendly Monzo is. It just makes the whole process of managing money so much easier being able to see allocated saving pots and also s... Read more Reviewed on: 26th March 2026

Latest lowest rating:

1

Raised a fraud request and was never refunded Raised a fraud request and was never refunded Reviewed on: 26th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19112)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Perfect for budgeting!

Perfect for budgeting! And spending abroad :) Reviewed on: 11th March 2025

Banking of the future

A very intuitive banking app that makes managing money, expenses and savings easy and enjoyable! Reviewed on: 11th March 2025

Monzo helping me save money!

I love Monzo for a lot of different reason mostly though because of the ability for me to save money. This is because of the savings pots the money spend graphs etc Reviewed on: 11th March 2025

Monzo makes banking easier

Monzo makes banking easier, with clear transparent transactions it encourages mindful spending and budgeting Reviewed on: 11th March 2025

Wouldn’t go back to any normal bank!

Wouldn’t go back to any normal bank! So easy to use the app, super quick to reply to and issues or queries and I absolutely love the pots feature. Makes sorting money and budgeting so much easier Reviewed on: 11th March 2025

Simple to use & value for money

It's really simple to use and they have great options for their paid current accounts. Becoming a perks member has been well worth the money so far & I'm only 2 months in! Reviewed on: 11th March 2025

The future of banking

Very intuitive interface with regular updates. Great features for helping you save and manage your money. Customer service has helped me seamlessly when I needed to raise my transfer limit, and when I suspected fraud. The only thing that threw me off was when I tried to get an account for my wife. She was told she’d, I quote, “never ever have an account and we can’t share why”. Reviewed on: 11th March 2025

Monzo has changed how I manage my money.

Monzo has changed how I manage my money. Fantastic using it around the world with ease Reviewed on: 11th March 2025

I've been using Monzo for a while now, and...

I've been using Monzo for a while now, and I can honestly say it's transformed the way I manage my money. The app is incredibly user-friendly, with a clean and intuitive interface that makes banking a breeze. Here's what I particularly love: * Real-time notifications: Instant alerts for every transaction give me complete visibility of my spending, helping me stay on top of my finances. * Budgeting tools: The 'Pots' feature is fantastic for setting aside money for specific goals. It's made saving so much easier and more enjoyable. * Easy spending breakdowns: The app automatically categorises my spending, providing clear insights into where my money goes. This has been invaluable for identifying areas where I can cut back. * Excellent customer service: Whenever I've had a question, Monzo's customer service has been quick and helpful. * Modern and convenient: The overall experience is just so much more modern and convenient than traditional banking. Overall, I highly recommend Monzo to anyone looking for a seamless and user-friendly banking experience. It's truly a game-changer! Reviewed on: 11th March 2025

The BEST bank you can bank with

Always great service. My go to bank. Reviewed on: 11th March 2025

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