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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18211 reviews)

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4.93

Based on 18,211 reviews, last reviewed 4th Mar 2026

48550% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy saving, great use of card abroad I have managed to save with my Monzo account which I'd found hard before Using my card abroad is very easy and paying friends internationally has been... Read more Reviewed on: 4th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18211)

Review of the Monzo, Current account:

Showing the big guys how it should be done

It is so much easier to keep track of spending. Great for joint accounts too. Reviewed on: 10th March 2021

Easy to use, easy to save with simple to set up pots.

Easy to use, easy to save with simple to set up pots. Great interest rates. Overall just a great bank woth no fuss Reviewed on: 11th February 2026

Great service, easy safe app have recommended to my...

Great service, easy safe app have recommended to my family all using now . Reviewed on: 11th February 2026

Smooth and transparent

Smooth and transparent, great perks and amazing customer service. So easy to use the app makes everything so accessible. Reviewed on: 11th February 2026

The very first account after coming to uk.

The very first account after coming to uk. Best bank for student to control money Reviewed on: 11th February 2026

Good experience for me .

Good experience for me . Its first card in UK. Relying more than a year Reviewed on: 11th February 2026

All of us in the house have a Monzo account it’s soo...

All of us in the house have a Monzo account it’s soo much easier to transfer money between us. There is a teen account and 2 of us are doing the 1p challenge Reviewed on: 11th February 2026

Leaves the high street banks in the dust

Monzo offers a fantastic interactive service, with great deals and offers. The accounts are so easy to set up and can be used straight away, no waiting for your card to arrive. Love all of the features like savings pots and track your other accounts all in one place. I love that I can track my spending with instant notifications when I use my card, my phone or send a payment. I love Monzo's fresh approach to banking. It beats any of the high street banks on service and accessibility. Have recommended Monzo to all of my friends. I also love the fact that I can travel and pay in local currency where ever I go Reviewed on: 11th February 2026

Modern, straightforward banking done properly

I’ve been using Monzo for a while now and honestly, it’s one of the easiest banking apps I’ve ever used. Everything is clear, simple and actually makes sense. Instant notifications, budgeting pots, and being able to see exactly where my money is going has genuinely helped me manage things better. The app is smooth and user-friendly, and setting up savings goals takes seconds. I also really like how transparent they are compared to traditional banks – no hidden surprises. Customer support has always been quick and helpful when I’ve needed them, and features like fee-free spending abroad are a big bonus. Overall, modern, straightforward banking done properly. Would definitely recommend. Reviewed on: 11th February 2026

Outstanding products, innovative and refreshing appr...

Outstanding products, innovative and refreshing approach to banking. Reviewed on: 11th February 2026

Monzo is great

Really easy to use, organise your money and settle money disputes Reviewed on: 11th February 2026

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