Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19124 reviews)

View other Monzo products

4.93

Based on 19,123 reviews, last reviewed 29th Mar 2026

61733% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to set up the account. Really easy to set up the account. It all works through their app so quite convenient. They communicate with me if there's any changes to terms and co... Read more Reviewed on: 29th March 2026

Latest lowest rating:

1

My experience is with Monzo is not good I had a acc... My experience is with Monzo is not good I had a account with Monzo service is poor . I have closed my Monzo account. Reviewed on: 27th March 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19123)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

So easy to budget and manage my money

I love how I can manage pots via different virtual cards with Monza Extra. It helps me keep my accounts connected, I can see what budget I have for the month and spread out costs - making sure to track them as I go. The 2025 saving challenge is also such an easy way to save, I don't notice it coming out of my account! Reviewed on: 17th February 2025

Absolutely no issues!

Absolutely no issues! Best Bank account I've ever had! Reviewed on: 17th February 2025

good and quickly service, best experience, convenient

good and quickly service, best experience, convenient Reviewed on: 17th February 2025

I love all the perks that monzo gives you, they real...

I love all the perks that monzo gives you, they really incentive saving money which is a big help Reviewed on: 16th February 2025

Fantastic in recovering stolen funds from once account.

Fantastic in recovering stolen funds from once account. Reviewed on: 16th February 2025

Monzo is very easy for me to use, organise my money...

Monzo is very easy for me to use, organise my money and feel in control Reviewed on: 16th February 2025

Having pots for different things has helped me massi...

Having pots for different things has helped me massively. I've had a few payments refunded while Monzo sorted things for me. Easy to use. Reviewed on: 16th February 2025

Monzo is leading the way in banking for 2025

Monzo is wonderful, a smart app for smart banking, doing it their own way in style. From their socials to in-app experience, they are paving the way for dinosaur banks to slowly follow. Reviewed on: 15th February 2025

Everything is so simple and secure

Everything is so simple and secure Reviewed on: 15th February 2025

Good app i love it more expense

Good app i love it i need gift or more money Reviewed on: 15th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bank account
from HSBC 3.74 from 1365 reviews
Select Platinum Current Account
from RBS 3.80 from 42 reviews
Select current account
from RBS 4.06 from 243 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 922 reviews
Flex Purchase credit card
from Monzo 4.97 from 3086 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub