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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18213 reviews)

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4.93

Based on 18,213 reviews, last reviewed 4th Mar 2026

48650% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I can truly say that Monzo has been the best banking... I can truly say that Monzo has been the best banking experience I’ve ever had. The mobile banking app is very easy to use even for an oldie like me. T... Read more Reviewed on: 4th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18213)

Review of the Monzo, Current account:

Great Bank

Monzo has taught me to manage my money better as I have always struggled. Now I'm in control of my finances thanks to Monzo Reviewed on: 13th April 2021

I love all my saving pots

I love all my saving pots that give a good rate across all of them. This means I have a better track of my money Reviewed on: 11th February 2026

Simple processes - prompt responses - overall effect...

Simple processes - prompt responses - overall effective and straightforward day to day money management Reviewed on: 11th February 2026

I love how easy it is to use and how great you can o...

I love how easy it is to use and how great you can open savings pots. I’ve never had any issues and the customer service people are always so helpful. I’ve processed 1 chargeback and it was so simple and easy to do. Reviewed on: 11th February 2026

Simply the best

It’s simply the best current account I’ve ever had.:’Pots, round-ups, cashback… oh my! Reviewed on: 11th February 2026

Still leading the way

App is brilliant, other banks copying features to keep up. Lots of features to help you manage money Reviewed on: 11th February 2026

Amazing services

Amazing services fast up to date pleasure to use. I've switched Reviewed on: 11th February 2026

Fantastic supportive banking e experience for many y...

Fantastic supportive banking e experience for many years now. Reviewed on: 11th February 2026

Everything I want it does and it so intuitive

Everything I want it does and it so intuitive Reviewed on: 11th February 2026

Monzo makes it easy.

Monzo makes it easy. In a world of banking confusion it has been made simple.The customer service tram go above and beyond for any enquiries Reviewed on: 11th February 2026

Monzo is the first bank that has genuinely helped me...

Monzo is the first bank that has genuinely helped me save money. It is the only current account I’ve used that actively encourages saving through practical features such as round-up pots and automatic incremental savings (like the 1p yearly savings). These tools make saving effortless and consistent, helping me build better financial habits without needing constant attention. Reviewed on: 11th February 2026

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