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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19127 reviews)

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4.92

Based on 19,127 reviews, last reviewed 30th Mar 2026

61833% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

An easier life with Monzo since joining Monzo it has made it so much easier to keep on top of my finances, i have also opened joint accounts and split bills. i cannot fault the... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19127)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Supportive and innovative banking

I love Monzo, feels like it's really levelled up banking. They are supportive as well as innovative - it feels like they care about customers while also pushing boundaries (not sacrificing one for another) Reviewed on: 10th February 2025

They are a great bank - easiest app I have...

They are a great bank - easiest app I have used Reviewed on: 10th February 2025

App is incredible

Great accounts but what is best is the app. It is full of very useful tool and works really well. Customer service is also quick to solve issues. Reviewed on: 10th February 2025

Great customer service - helped me with a dispute

Great customer service - helped me with a dispute Reviewed on: 10th February 2025

Amazing worryfree experience

Overall experience has been amazing, I no longer worry about accessing my own money. I find it extremely easy to split bills, budget and invest all within the single app. Since switching to Monzo, I've deleted all other 3rd party money management apps, as they're simply unnecessary now. Reviewed on: 10th February 2025

Revolutionary

Monzo’s app has changed the way I manage my finances completely Reviewed on: 10th February 2025

Monzo has been great since the very beginning!

Monzo has been great since the very beginning! They are always introducing new things to benefit their customers and I feel safe banking with Monzo. When im abroad, I just tap my phone away as I know all my transactions will be accurate and I won’t be charged interest. Reviewed on: 10th February 2025

Great bank easy to use, app is really simple and the...

Great bank easy to use, app is really simple and the saving rates are good Reviewed on: 10th February 2025

Love Monzo products.

Love all the Monzo products, suit my needs and purpose. Products tailored as per customer requirements. Lot of flexibility. Easy to manage my account. Easy to manage App - Quite simplified Reviewed on: 10th February 2025

Easy to use, fast and convenient.

Easy to use, fast and convenient. Had to use customer service for the first time and it was sorted within the hour Reviewed on: 10th February 2025

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