Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19133 reviews)

View other Monzo products

4.92

Based on 19,133 reviews, last reviewed 31st Mar 2026

93100% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Made banking fun! what a joy to use this bank. the UI is good Reviewed on: 31st March 2026

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19133)

Great easy to use bank, just download the app upload...

Great easy to use bank, just download the app upload your ID and your off Reviewed on: 9th February 2025

Excellent bank

Great bank, clear about my finances and you can plan every step. Makes my finances easy to manage and has great rates Reviewed on: 9th February 2025

Very good and so easy to use it whe I travelled it w...

Very good and so easy to use it whe I travelled it was very good very easy Reviewed on: 9th February 2025

No hidden fees.

No hidden fees. Straightfoward and easy to use banking app. Reviewed on: 9th February 2025

All good.

All good. Easy to navigate, quick to view, and transfer money. Reviewed on: 9th February 2025

Whenever I have had any problems with companies for...

Whenever I have had any problems with companies for refunds there has been no hesitation at all from Monzo it’s sorted very quickly and I feel very lucky that I was recommended to this great bank, thanks Monzo, 81 year old customer Reviewed on: 9th February 2025

me fully updated on my account and offers.

Keeps me fully updated on my account and offers. Reviewed on: 9th February 2025

Great banking app.

Great banking app.linked to contaacts. Quick easy transfers. like the 1p challenge idea. Thoughtful and innovative Reviewed on: 9th February 2025

Why i give monzo 5 out of 5

Monzo is brilliant for. Brining new ideas to banking (examples being the 1p saving challenge, virtual cards etc) if I have had to contact monzo support they have managed to resolve my query. You can also chat to them over the phone or by text chat service within the app and there's also a security feature where you can check if you are legitimately speaking to an advisor. I would rate monzo 5 out of 5 very good bank. Reviewed on: 9th February 2025

Great experience and makes banking so much easier.

Great experience and makes banking so much easier. Reviewed on: 9th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from The Co-operative Bank 4.08 from 423 reviews
Cash Account
from Bank of Scotland 4.02 from 55 reviews
Instant Access Multi Currency Account
from iFAST Global Bank 4.93 from 516 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 923 reviews
Flex Purchase credit card
from Monzo 4.97 from 3086 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub