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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Feature-rich service, great app, still the future of...

Feature-rich service, great app, still the future of banking! Reviewed on: 14th February 2025

Helpful - friendly...

Helpful app and very accessible products - friendly and kind staff Reviewed on: 14th February 2025

Never Leave Monzo Again!

I once left Monzo for a CASS reward and instantly regretted it - it really is the best British bank bybfar Reviewed on: 14th February 2025

Monzo are still miles ahead of legacy high street ba...

Monzo are still miles ahead of legacy high street banks who are attempting to copy Monzo, but largely failing. Reviewed on: 14th February 2025

Love Monzo.

Love Monzo. Used all the high street banks and some have decent apps. Some have decent savings rates. But Monzo has it all. An amazing account for especially students who need to manage their budgets and not overspend. Monzo is great for this. Instant app notifications. No fees abroad. Competitive savings rates. What more could you ask for. Reviewed on: 14th February 2025

My experience of Monzo so far.

I joined Monzo in May 2024, and since then, they've been nothing but good. The app has always worked, and has been quick and easy to use. They've introduced several new features since I joined, which shows Monzo is constantly improving their services. Reviewed on: 14th February 2025

Honestly, amazing!

Honestly, can’t complain. They’ve been absolute angels both customer service and everything that they offer. Reviewed on: 14th February 2025

Incredible experience all round.

Brilliant customer service. The app is easy to navigate, fast, and offers loads of cool features and services. Like getting paid a day early. Also, the perks plan is incredible value for money because you get the free railcard (and free greggs), plus other nifty features like higher interest rates and credit insights. I cannot recommend monzo enough. Reviewed on: 14th February 2025

Very happy helpful excellent service

Very happy helpful excellent service Reviewed on: 14th February 2025

I am very happy with my Monzo account

I am very happy with my Monzo account Reviewed on: 14th February 2025

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