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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18214 reviews)

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4.93

Based on 18,214 reviews, last reviewed 4th Mar 2026

48700% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very reliable bank I have been with Monzo for 5 years and it’s very reliable. Has great perks on max - with car break down. I have save the most for a while with the 1p ... Read more Reviewed on: 4th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18214)

Review of the Monzo, Current account:

Straight forward Modern day banking

Queries are answered fast politely and followed up. Everything is simple to use and I’ve even converted my dad over as he hated online banking before and is now a pro! Thanks Monzo, keep up the hard work Reviewed on: 23rd February 2022

I absolutely love monzo I use them as my main bank I...

I absolutely love monzo I use them as my main bank I love how simple it is to use I love all the assistances it give you with money everything is jsut to easy stress free and simple and that’s what I love about it I am also a perks member and it is absolutely worth it monzo should win the best bank of the year in my opinion Reviewed on: 10th February 2026

Simply the best

Left Monzo once but came back asap and would now never leave - I pay £3 pcm for Extra and love connected banks, get paid early, credit ratings embedded, early insight of incoming BACS payments and outgoing direct debits Reviewed on: 10th February 2026

Great customer service and always help quickly and I...

Great customer service and always help quickly and I never worry about my mine being in the account! Reviewed on: 10th February 2026

I love Monzo!

I love Monzo! Always giving me tips and the customer service is incredible. If I ever have a problem or I’m having trouble with my money they’re happy to help. They also kind of review my account and tell me what I’m doing good at or what could be better. Reviewed on: 10th February 2026

Banking that’s made fun.

Monzo has provides great features and makes saving money seem fun. It allows you to create different pots, allowing you to save for different things. I also get a notification on what I have spent for that day, which allows me to be more cautious with my spending. The ‘year in monzo’ is also a great idea, giving me an insight as to what I have spent most of my money on. Monzo social media team is also great, it’s very informal and humorous. Monzo is a modern way of banking, and I love it! Reviewed on: 10th February 2026

Easy transfers, split the bill is brilliant and fast...

Easy transfers, split the bill is brilliant and fast way to find out how much you’ll be splitting each way. Can have savings pots to save with interest Reviewed on: 10th February 2026

Useful, valuable and practical.

All account add-ons are useful, valuable and practical. I like the categorisation and spending reports. Reviewed on: 10th February 2026

Monzo is different.

Monzo is different. Hardly any charges for overdraft, 100% transparency regarding balance and transactions. I send links to people to share. So happy with Monzo! I don't bank with anyone else. Even transferring my pensions over. Reviewed on: 10th February 2026

I can’t stop raving about Monzo

I can’t stop raving about Monzo I went full Monzo in 2018/19 and am not looking back. I recommend it to friends and I advise people how to get the best out of it. Always use salary sorter and pay bills from my pots. I can budget and save easier and keep track of spend in easy and simple ways - the left to spend on my bills pot and looking at my scheduled payments for example. I always have a round up pot as well and am currently doing the reverse 1 p challenge adding to a pot for my car insurance to pay it all in one go. I have a pot for my Amazon prime payment and for car repairs and make sure to save my salary sort info so when I get paid (early as well!) I always move money everywhere it belongs - should I go into overdraft it’s 1p a day! Reviewed on: 10th February 2026

Visualising finances at its best

Monzo has been the visual platform I need to see where my money comes and goes, it helps me save in pots and really understand how my finances are laid out. I can prioritise better than I ever have done. Reviewed on: 10th February 2026

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