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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Customer service is exceptional, polite and honest.

Customer service is exceptional, polite and honest. Reviewed on: 24th August 2024

Never had any issues with Monzo!

Never had any issues with Monzo! Reviewed on: 24th August 2024

Easy to set up an account, good rates

Easy to set up an account, good rates Reviewed on: 23rd August 2024

Monzo is 10/10

Monzo is so easy to use, the customer service is excellent and the additional perks you get on premium are worth the money, like for the insurance Reviewed on: 23rd August 2024

Great for transfers to others.

Great for transfers to others. Has useful round up and savings pots features Reviewed on: 23rd August 2024

MONZO Bank

I have been with Monzo banking now for 2 years and would highly recommend! Reviewed on: 1st August 2024

I enjoy the ease of use in the app and being able to...

I enjoy the ease of use in the app and being able to split payments with friends. It doesn’t feel like you’re using a typical bank Reviewed on: 31st July 2024

Great service modern mobile banking

Great service modern mobile banking Reviewed on: 30th July 2024

Best account ever

The easiest bank account I e ever had. Transferring money, payments and buying abroad so easy. Reviewed on: 19th June 2024

perfect online banking, no troubles, easy user frien...

perfect online banking, no troubles, easy user friendly app, instant replies on app Reviewed on: 18th June 2024

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