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Monzo: Current Account reviews

View other Monzo products
4.92
Based on 17,225 reviews, last reviewed 12th Jan 2026
100% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good bank in mobile application. Very good start ,good bank, good application in mobile. Reviewed on: 6th December 2025
Anonymous's avatar
Anonymous

Latest lowest rating:

1

I wanted to send £1000 to a friend in Dubai to buy C... I wanted to send £1000 to a friend in Dubai to buy Christmas presents for friends, Monzo flagged this a scam, I had about £25000 in my account. They a... Read more Reviewed on: 12th January 2026
Brian H's avatar
Brian H
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17225)

Review of the Monzo, Current Account:

Monzo keeps getting better!

5
Banking without the faff, fuss, and frustration of the high street. Budgeting and saving via pots is brilliant, and connecting other accounts to Monzo brings great insights to spending. Customer service is friendly and prompt, even in the middle of the night :-) Reviewed on: 24th January 2022
NC's avatar
NC

Exceeds expectations

5
Always great customer service and products that continual exceed my expectations Reviewed on: 1st May 2025
Erinh's avatar
Erinh

The complete package

5
Great comms, products perfect for everyday life, fabulous social media team Reviewed on: 1st May 2025
Charity's avatar
Charity

Excellent service with great money management tools

5
I have been a Monzo customer for just over a year now, and as I have explored more of what Monzo offers I have become more and more delighted with the service they offer. OK some features are hidden behind a monthly premium subscription, but even the free version allows for a wide range of customisation and management options for you to better manage your money. Excellent service! Reviewed on: 29th April 2025
Liam W's avatar
Liam W

Monzo current

5
Good experience across a range of products, excellent design and presentation of information. Reviewed on: 29th April 2025
DanM's avatar
DanM

So easy to use - love having pots and virtual...

5
So easy to use - love having pots and virtual cards Reviewed on: 29th April 2025
Laura R's avatar
Laura R

Brilliant!

5
Brilliant! Staff always help out and would not change bank ever! Been with them over 7 years now! Reviewed on: 28th April 2025
James U's avatar
James U

Intuitive and reliable

5
I've used monzo for years, the app is intuitive and reliable. I have a great interest rate on my savings and get to use my card abroad with no fees! Never had any issues, have now started using the savings pot features and have opened a joint account. Makes moving money simple and sending money to friends really easy too. Reviewed on: 28th April 2025
Katie M's avatar
Katie M

Great, easy to use system thast makes my money make...

5
Great, easy to use system thast makes my money make sense! I've has the account for about a year and it is by far the best bank I've used to help with budgeting! Reviewed on: 28th April 2025
Amanda H's avatar
Amanda H

Brilliant!

5
Brilliant- easy to use and dashboards are a massive help. Reviewed on: 28th April 2025
Beckie's avatar
Beckie

Love everything about this bank

5
Love everything about this bank Reviewed on: 28th April 2025
Emily E's avatar
Emily E

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