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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18214 reviews)

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4.93

Based on 18,214 reviews, last reviewed 4th Mar 2026

48700% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very reliable bank I have been with Monzo for 5 years and it’s very reliable. Has great perks on max - with car break down. I have save the most for a while with the 1p ... Read more Reviewed on: 4th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18214)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Has very useful features even on a free app.

Has very useful features even on a free app. A good value for loney Reviewed on: 9th February 2026

Great bank

Great bank, easy to use on line app, all services in one place, banking, saving, investing. Reviewed on: 9th February 2026

I love the saving challenge, the usability of the ap...

I love the saving challenge, the usability of the app, the more colloquial tone in the app, the putting all past pensions in one place and when needed, speaking to a real person if an issue has arisen with a transaction (which is swifty sorted, unlike with barclays who are my credit card provider). Reviewed on: 9th February 2026

No notes! 5/5

No notes! I’ve always had a great experience with Monzo - fantastic UX and app design, easy to use and understand. Their benefits and perks are clearly advertised and I feel like I’m getting value for money for what I get vs what I pay for the Perks account. Help bank and support is great - 9/10 has the info I’m looking for and on the few occasions it hasn’t then customer support has been quick and efficient. I feel like Monzo cares about me as a customer and that’s why I’ve stayed with them. Reviewed on: 9th February 2026

Experience with Monzo as the primary current account

Monzo is my primary current account. The app is among the best for UK banks and include many features. Although I wish a few features were included in the free plan, the subscription tier Extra is still worth the money so far. It is very easy to organize savings and expenses to various pots as well. Reviewed on: 9th February 2026

Just great, always available, mega reliable APP expe...

Just great, always available, mega reliable APP experience Reviewed on: 9th February 2026

Great bank account

User friendly App. Easy to set up pots Reviewed on: 9th February 2026

Very pleased with Monzo lots of variety in the app.

Very pleased with Monzo lots of variety in the app. Reviewed on: 9th February 2026

Best bank account I've ever had.

Best bank account I've ever had. I'm never switching. Makes everything just so easy. Reviewed on: 9th February 2026

Best banking app out there

I’ve been banking with monzo since they opened and I’d never go back to another bank, i absolutely love all the features, the customer services I have always had has been amazing and so helpful. I’ve recommended monzo many times and will continue too. Reviewed on: 9th February 2026

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