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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19318 reviews)

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4.92

Based on 19,318 reviews, last reviewed 14th Apr 2026

102050% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Peak banking Peak yyyyyyyyyyyyyyyyyyyyyyyyyyyyy Reviewed on: 14th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19318)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

I dont have a bad word to say, I joined monzo origin...

I dont have a bad word to say, I joined monzo originally, purely for the free withdrawals abroad, I had no intention of making it my main account, but the features on it are so brilliant i couldnt not! Monzo split is by far my favourite Reviewed on: 3rd April 2024

Amazing banking

Amazing bank, everything is so simple and straight forward Reviewed on: 3rd April 2024

I can easily say Monzo has been the best bank I've u...

I can easily say Monzo has been the best bank I've used. I have never been let down by the features, and love how empowered I feel with my money. I use Monzo as both my main account and household account. The joint account is fantastic for splitting bills and expenses as a couple. And especially if you're saving for big trips together. Reviewed on: 3rd April 2024

Love the Monzo App over any of my other banking apps.

Love the Monzo App over any of my other banking apps. Reviewed on: 3rd April 2024

Is "Perfect" a good title?

I've been with Monzo for years and years. Never had a problem. Their customer service is exceptional. Transferring money and splitting bills are a breeze. International transfers are done in seconds. You can create pots for your holidays, or just set money aside. In a word, it's perfect. Reviewed on: 3rd April 2024

Best in class user experience and app UI

Best in class user experience and app UI Reviewed on: 3rd April 2024

Big fan of Monzo!

I've never had a problem using Monzo and found it very easy to use, set up things like new savings pots, and I really value the Plus membership I have which I think is great value for money. The fact they keep adding new features such as the Stock & Shares ISA just keeps adding value to the app. Reviewed on: 3rd April 2024

I just love Monzo

I just love Monzo, everything is so easy to use, the app helped me save money for my house deposit. I love the bills sharing when I go out with friends, there is no awkwardness. Reviewed on: 3rd April 2024

A must have for travelers!

Super fast, handy and reliable service, especially abroad! Reviewed on: 3rd April 2024

Monzo is the most user friendly banking app

Monzo is the most user friendly banking app I use (and I have 5!). The 'pots' feature makes is so easy for me to divide my income and save towards various goals- and the contacts feature makes transferring friends and family so easy. I love Monzo! Reviewed on: 3rd April 2024

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