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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Monzo helps me understand my finances

5
Great user experience on the app and it’s so useful being able to see my credit card and mortgage in one place. Always very responsive customer service and I love the features I get with my plus membership. Reviewed on: 3rd April 2024
Tom's avatar
Tom

Couldn't rate them high enough. They make life easy!

5
They are very easy to get hold of when you need help. Their app layout is the most intuitive of all the banking apps I have and make managing my money a breeze! They know their customer base inside out which is reflected by their overall brand image but also how they interact with their customers. They have made saving a possibility for me when I have always struggled before. 10/10 all round. Reviewed on: 3rd April 2024
Holly W's avatar
Holly W

The one standout experience is for when...

5
The one standout experience is for when i was travelling central america using the monzo card. I accidentally locked myself out my account but was freaking out as timezones were hugely different and i needed money to pay for my hostel and it was the only card they would take. I expected it to be hours of waiting but within an hour the issue was resolved. cannot stress enough how quick and easy the whole process was. In fact it was so okay that when I locked myself out again (stupidly) i didn't panic the second time !! Ever since then I've raved about Monzo. Reviewed on: 3rd April 2024
Kiarra's avatar
Kiarra

Monzo are the best!

5
Monzo are extremely easy to use. I love their pots. They have interest saving and also investing now. They are the perfect bank! Reviewed on: 3rd April 2024
Jason H's avatar
Jason H

Love Monzo.

5
Love Monzo. Started using as a travel card now uses a joint account for saving pots with good interest rates and as a main card. Reviewed on: 3rd April 2024
Sophie B's avatar
Sophie B

I switched to Monzo after being with my previous ban...

5
I switched to Monzo after being with my previous bank for many, many years. The app is easy to use, the premium benefits are great and the customer support is very helpful. I would recommend anyone to think about switching. Reviewed on: 3rd April 2024
William S's avatar
William S

I have no complaints - the app is so easy to use, ev...

5
I have no complaints - the app is so easy to use, every experience has been enjoyable, the social media is spot on, the card is a great color. Everything is seamless. Reviewed on: 3rd April 2024
Izzy 's avatar
Izzy

Great bank and customer service

5
Really good bank, easy to contact customer service Reviewed on: 3rd April 2024
TF 's avatar
TF

Monzo is unparalleled.

5
The UX of Monzo is unparalleled. It is so easy and intuitive to use, and you get a view of all your finances in one go. You have the option to split your spendings into pots, add multiple cards and you get brilliant insight reports on your spending. I absolutely love Monzo and have recommended it to all my friends and family. It keeps upping the standard of how people do banking and not make it complicated at all. It's the genuinely the perfect app for modern day consumers, and personally coming from a Marketing background, they just hit the nail on the head every time. Truly the most brilliant app for banking. Reviewed on: 3rd April 2024
Sanjana M's avatar
Sanjana M

Best bank ever because it’s so easily accessed and y...

5
Best bank ever because it’s so easily accessed and you get answers quickly when you have an issue that you need resolved. Reviewed on: 3rd April 2024
Daniel's avatar
Daniel

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