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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Great - Happy customer

5
Im even considering to put my salary here Reviewed on: 3rd April 2024
Rous L's avatar
Rous L

Great service and easy to use.

5
Great service and easy to use. Anytime a card has been issued its been done promptly. Reviewed on: 3rd April 2024
Daniel's avatar
Daniel

Never thought I’d justify paying for a premium accou...

5
Never thought I’d justify paying for a premium account but Monzo found a way to give amazing value. I love Monzo. The UX, the transparency, insurance coverage, Revolut ain’t got nothing on you. Reviewed on: 3rd April 2024
Nour N's avatar
Nour N

I've been with Monzo for around 5 years.

5
I've been with Monzo for around 5 years, and wouldn't look at any mainstream banks now, excellent customer service, great range of products, now all of my credit cards, investments and day to day banking are with Monzo and I wouldn't change it Reviewed on: 3rd April 2024
Christopher Dodds's avatar
Christopher Dodds

I absolutely LOVE Monzo.

5
I absolutely LOVE Monzo. They have revolutionized personal banking by making the entire experience incredibly user friendly and accessible. Their customer service is so personable, impressively responsive and helpful. Monzo makes not only daily banking easy, but also financial management through their offering of a wide range of savings account options, as well as investment accounts and ISAs. They make complex financial terminology accessible to customers like me who do not have a background in finance. It's so easy to start saving, whether for goals via saving pots, long-term saving through locked savings account with high interest rates, or ISAs. They make what is usually mundane, inaccessible, complicated and stressful into a seamless and enjoyable experience. Reviewed on: 3rd April 2024
Kate A's avatar
Kate A

Best bank in the history of banks

5
Monzo helped me get out of debt and save money for the first time in my life! Thanks to Monzo I am not scared of banks anymore, they have made everything in the app so easy to understand, very accessible and it’s actually fun to bank with them :) Reviewed on: 3rd April 2024
an v's avatar
an v

Monzo - its Mary Poppins.

5
Monzo - its Mary Poppins. It really is practically perfect in every way. Changed the way I bank, save and spend (alot less of that). Helped me be financially confident and happy. Who'd have thought a bank account could do this. Reviewed on: 3rd April 2024
WessexBM's avatar
WessexBM

Best to ever do it!

5
I love everything about the Monzo app! So easy to use and nothing like it is out there. Reviewed on: 3rd April 2024
Bahja O's avatar
Bahja O

A refreshing take on banking

5
A very accessible, intuitive and imaginative bank. Absolutely love your LinkedIn posts as well it’s such a refreshing way to interact. Reviewed on: 3rd April 2024
Karen R's avatar
Karen R

I love using Monzo!

5
I love using Monzo. It's super easy, has loads of really great features which make it easy to manage your money and overall has a lovely UI and user experience. If ever I've needed support it's been easy to get through to speak to someone, and I like how easy it is to do simple things like transfer money or open savings accounts within the app. Reviewed on: 3rd April 2024
Kate P's avatar
Kate P

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