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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18214 reviews)

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4.93

Based on 18,214 reviews, last reviewed 4th Mar 2026

48700% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very reliable bank I have been with Monzo for 5 years and it’s very reliable. Has great perks on max - with car break down. I have save the most for a while with the 1p ... Read more Reviewed on: 4th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18214)

Review of the Monzo, Current account:

Have only recently opened an account and it is great...

Have only recently opened an account and it is great and easy to use Reviewed on: 28th March 2025

Monzo to the Max!

I opened up a current account which soon progressed into me upgraded to the Max account and opening the Flex credit card. I have loved the service so much I have also recommend to friends and family with successfully getting 5 of them to open accounts and they all love it too! Reviewed on: 9th February 2026

Monzo for the win

My experience is very good what else is there to say. Reviewed on: 9th February 2026

Great Bank that gives you multiple options.

Great Bank that gives you multiple options. Their new feature to stop payments if you have made a mistake is a life saver Reviewed on: 9th February 2026

I write a few hundred words on why I think Monzo is...

I write a few hundred words on why I think Monzo is the best online bank going but this website glitches and I can't be bothered to write it again. So, simply, it's the best bank going. Reviewed on: 9th February 2026

Monzo - the bank that encourages, influences and saves

I love Monzo - this bank has encouraged and helped me to budget and encourage me to save plus the app has so much to offer and so very easy to use - I love the pots and the virtual cards / a complete package and lifesaver - totally recommend Reviewed on: 9th February 2026

Great overall experience.

Great overall experience. I love all the aspects of Monzo, including great rates abroad, amazing looking app and transparency when investing or saving. Reviewed on: 9th February 2026

Never had a bad experience with Monzo!

Never had a bad experience with Monzo! The app is great, and the perks that they offer are amazing! It's also helped me save money during the 1p challenge which I've taken part in again this year Reviewed on: 9th February 2026

Monzo gives me everything I need from my banking!

Monzo is great, the app is easy to navigate and I can have pots for savings all visible in the app. Customer service has been good so far, hard to speak to someone right away but thankfully I've not had anything urgent to discuss so far. Love that you get alerts on money in or out and the in app approval for purchases makes life so much easier than waiting for OTP's that take an age to come through with other providers. I switched to Monzo due to their environmental commitments after doing a carbon literacy course at work and they were one of the highest rated banks for their commitment to reducing carbon emissions. Reviewed on: 9th February 2026

Love Monzo

Love Monzo, banked with them for years and opened a max account in the last year. Find them so user friendly, great perks, and love the budgeting benefits. Reviewed on: 9th February 2026

Easy to use, industry leading features, great custom...

Easy to use, industry leading features, great customer service. They have a good product set too and make it really easy to manage your money. Reviewed on: 9th February 2026

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