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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Is such a easy and amazing banking experience

Is such a easy and amazing banking experience Reviewed on: 11th March 2024

Financial Advice and management Suport

I LOVE HOW THE BANK MANAGE TO UPDATE REPORTS, EXPENDITURES AND SHARE IDEAS FOR GREAT FINANCIAL MANAGEMENT Reviewed on: 11th March 2024

Really can’t find my address with house number

Really can’t find my address with house number Reviewed on: 11th March 2024

Great user experience app and fun to bank and save...

Great user experience app and fun to bank and save Reviewed on: 11th March 2024

Been with Monzo for years.

Been with Monzo for years. Their app is really easy to use Reviewed on: 11th March 2024

Frozen my money twice in 5 days

Got my HMRC tax rebate put to this account . Asked me to prove who the payment was from… clearly it was HMRC. Froze my account . Then that was sorted and I tried to transfer money to my partner and they’ve froze it again. Saying SCAM specialists looking into it. Been frozen 4 days now . Had no access money . Custome service is pathetic. It’s like they’re laughing at you . Sending messages back with little emojis . I would never ever reccinmend this bank due to my short experience Reviewed on: 10th March 2024

Super helpful for traveling, flex and range of savin...

Super helpful for traveling, flex and range of savings account Reviewed on: 10th March 2024

Amazing bank and its employees, the application is v...

Amazing bank and its employees, the application is very convenient, employees are competent, what else can I add?: use it! Reviewed on: 10th March 2024

a bank id be sad to leave

Great app, lots of useful features and regular updates. Reviewed on: 10th March 2024

Easy, friendly, simple.

Easy, friendly, simple. Highly recommend Reviewed on: 10th March 2024

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