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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19398 reviews)

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4.93

Based on 19,398 reviews, last reviewed 21st Apr 2026

105800% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Brilliant bank account Brilliant bank account, the features like 'Pots' help me manage my finances effectively Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19398)

Bad UX. Limited set of products.

Bad UX, hard to navigate in the app. Bad behaviour with limited connection. Limited set of products. Reviewed on: 1st March 2024

It's the worst bank ever.

It's the worst bank ever. Freezes your accounts without any possibility to access your own funds. I Know that the positive reviews are coming from the employees as my cousin works for them and been told that employees review this bank. Horrible and absolutely vile bank. Reviewed on: 1st March 2024

very easy to manage.

very easy to manage. online service is super fast and efficient Reviewed on: 29th February 2024

Best bank by far.

Best bank by far. Excellent services and great app. Reviewed on: 29th February 2024

Would never go back to the legacy banks

Monzo provide a platform that is easy to use and clear. They provide services such as early access to salary and instant visibility of transactions that the legacy banks never did and even insisted were impossible. Reviewed on: 29th February 2024

The listening bank.

Very attentive to costumer’s plight I will call them the listening bank. Reviewed on: 29th February 2024

It just works great, love the app, love the product

It just works great, love the app, love the product Reviewed on: 28th February 2024

Perfect for managing your money well

Monzo is an excellent account for managing your money with different pots and it has been especially useful for teaching my daughter to learn how to manage her money efficiently. Reviewed on: 28th February 2024

Monzo’s call status feature puts my mind at ease.

Monzo’s call status feature puts my mind at ease. Especially with the rise in use of AI in scams and how complex the scams have become. Reviewed on: 28th February 2024

Call status

Call status is the best feature for me as it provides a safe experience for myself Reviewed on: 28th February 2024

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