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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Made banking easy and convenient

I have banked with Monzo for a few years now and I have NO REGRETS. I love that sometimes I can even pay myself early. Monzo have made banking easy and convenient. Reviewed on: 5th March 2024

10 poind fore Monzo bank

Wery good I am happy money sent fast its good fore my, thanks fore Monzo bank Reviewed on: 4th March 2024

I’m a new future

Low Experiance because I’m a new here and didn’t discovered yet Reviewed on: 4th March 2024

Brilliant for managing your money

Fantastic I wish I had used this sooner… I have recommended it to all my friends and family. I like all the options and features but I find the pots in and out transactions confusing as it shows in my spending. I like the instant update of my purchases and the customer service is great. Reviewed on: 4th March 2024

Really really easy to do everything I need to do...

Really really easy to do everything I need to do Reviewed on: 4th March 2024

Needed to report something and the customer service...

Needed to report something and the customer service was very quick to respond and very helpful. Reviewed on: 4th March 2024

Money expected feature

Love the feature when money is expected in my account, I will get a notification a few days before and I'm even able to receive it a day before. This always helps me so much Reviewed on: 4th March 2024

Great bank to deal with.

Great bank to deal with. Excellent customer service and great app. Everything is done and done well. New features being added all the time. Reviewed on: 4th March 2024

Prompt service, wonderful communication

They have a very helpful team, safe and effective banking. Reviewed on: 4th March 2024

Monzo offers a great and customer friendly product!

Monzo offers a great and customer friendly product! Reviewed on: 4th March 2024

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