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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17292 reviews)

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4.92

Based on 17,291 reviews, last reviewed 29th Jan 2026

3000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve been with Monzo for several years now. I’ve been with Monzo for several years now. I like the variety of saving options such as Mondo flex. The app is very clearly laid out and I can find e... Read more Reviewed on: 29th January 2026

Latest lowest rating:

1

Very bad service full stop . Very bad service full stop . To the point that relying on high street lenders have more features and service that people with disabilities should cons... Read more Reviewed on: 23rd January 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17291)

Review of the Monzo, Current account:

Monzo is the bank I use for everything from bills to...

Monzo is the bank I use for everything from bills to entertainment. I would recommend them to anyone Reviewed on: 18th January 2024

Good experience, I like how easy the app is to use

Good experience, I like how easy the app is to use and the way you can sort your money into pots and how easy it is to request money from others etc Reviewed on: 22nd January 2026

Monzo I find a very good bank they seem better than...

Monzo I find a very good bank they seem better than most High street banks , they help they are there and assist Reviewed on: 22nd January 2026

I think Monzo are great!

I think Monzo are great! They are so helpful if you have any issues and they offer so many benefits if you want to join the membership “perks”. Which with the high interest rate they offer for savings accounts it’s a no brainer really. Reviewed on: 22nd January 2026

Best app!

Best app! Early payments. And the saving challenge is brill. Reviewed on: 22nd January 2026

excellent

The application is very good and has a very good cashback at all times. Reviewed on: 22nd January 2026

Customer service is excellent and the best bank serv...

Customer service is excellent and the best bank service I have had Reviewed on: 22nd January 2026

I am very impressed with Monzo.

I am very impressed with Monzo bank as it is very easy to save up and create sinking funds, it has great interest rates and you can also open an ISA with the. It is a great bank. Reviewed on: 22nd January 2026

Fast and easy to understand app.

Fast and easy to understand app. Regular and clear updates to products and services Reviewed on: 22nd January 2026

Monzo is a very slick app, you can have pots, check...

Monzo is a very slick app, you can have pots, check your mortgage and explore what over payments would do, track and trace pensions and investment at whatever risk level you feel comfortable with, you also have the opportunity to get a double payday!! I love Monzo it’s, realtime banking, if a payment is gone or due it tells you, clear honest banking. Reviewed on: 22nd January 2026

Monzo best bank

Good to help you save and easy to use. App is very user friendly Reviewed on: 22nd January 2026

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