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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18214 reviews)

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4.93

Based on 18,214 reviews, last reviewed 4th Mar 2026

48700% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very reliable bank I have been with Monzo for 5 years and it’s very reliable. Has great perks on max - with car break down. I have save the most for a while with the 1p ... Read more Reviewed on: 4th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18214)

Review of the Monzo, Current account:

Have only recently opened an account and it is great...

Have only recently opened an account and it is great and easy to use Reviewed on: 28th March 2025

Switched all primary accounts to Monzo.

Having been with a traditional bank for over 10 years, I can safelt say that Monzo has much better customer service, and the user interface is easy and fun to use. I also like the way that Monzo explains the different products it offers, such as savings, investment and pensions, as it's something I don't have much experience with. Feels like they care about their customers and design their products with people in mind. Reviewed on: 9th February 2026

Easy to use and very good to help you with saving mo...

Easy to use and very good to help you with saving money Reviewed on: 9th February 2026

No faults what so ever.

No faults what so ever. Never had any issues which i had with other banks in the past. i love how you can organise your money accordingly to how you see fit and love there 1p savings challenge. Their different little quirks down to the app formation is amazing. Reviewed on: 9th February 2026

Took a chance moving from HSBC, beat chance I've tak...

Took a chance moving from HSBC, beat chance I've taken in a lot of years, sorry easy to use. Reviewed on: 9th February 2026

It works as it should do without fuss or problems...

It works as it should do without fuss or problems Reviewed on: 9th February 2026

Monzo is the best

I’ve had Monzo for the past 7 years and have found them to be innovative and very helpful. Great user interface in the app! Reviewed on: 9th February 2026

I have really enjoyed monzo & it's features.

I have really enjoyed monzo & it's features. Reviewed on: 9th February 2026

No regrets

I’ve recently upgraded to a Monzo Flex account and not only am I saving money but I am kicking myself for not doing it sooner! I’ve been able to keep on top of my spending since being with Monzo and I’m more confident in my budgeting and setting money aside for the future. Reviewed on: 9th February 2026

The Monzo app is genuinely innovative and useful

The Monzo app is genuinely innovative and puts all other banks I've tried, to shame. The Split feature helps myself and my son share the house expenses. The Joint account facility is a godsend when I go on adventures with my partner - we don't have to talk about money, just use the joint account which we pre-load with funds for the trip. Reviewed on: 9th February 2026

Quick and easy set up, card arrived promptly within...

Quick and easy set up, card arrived promptly within a couple of days. Monzo makes budgeting easy with pots, and having the ability to separate bills, savings and no guilt spends. I’ve moved over from Santander who I’ve been with for over 30 years, no regrets at all! Reviewed on: 9th February 2026

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