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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Easy bank everything is made so simple

Easy bank everything is made so simple Reviewed on: 19th January 2024

Monzo is excellent when you travel overseas.

Monzo is excellent when you travel overseas. Its very easy and accessible. Reviewed on: 19th January 2024

Amazing bank, top quality customer service and app f...

Amazing bank, top quality customer service and app features and tips. Reviewed on: 19th January 2024

the banking app is amazing

Never had any issues the banking app is amazing I can't fault it, full of features and things to help me save. It's the best card for travelling abroad too Reviewed on: 19th January 2024

Amazing so far a lovely experience banking with Monzo

Amazing so far a lovely experience banking with Monzo Reviewed on: 19th January 2024

I have never had any problems with monzo.

I have never had any problems with monzo. Reviewed on: 19th January 2024

Easy to use, very helpful, full of good tips and adv...

Easy to use, very helpful, full of good tips and advice. Pots for savings are a superb idea Reviewed on: 19th January 2024

A Game-Changer in My Financial Journey

Monzo Bank has been incredibly positive, especially due to its thoughtful features like the overdraft and Monzo Flex. The overdraft option has been a lifesaver in tight situations, offering me financial breathing space without any hassle. Monzo Flex has revolutionized how I handle larger expenses, making them more manageable. Coupled with the intuitive app and instant alerts, Monzo has seamlessly fit into and improved my daily financial life. Reviewed on: 19th January 2024

Extremely user friendly and great interest rates

Extremely user friendly and great interest rates Reviewed on: 19th January 2024

I can earn interest on savings by opening a Savings...

I can earn interest on savings by opening a Savings Pot. If i pay my bills through Monzo, Monzo will give me a heads up if they increase Reviewed on: 19th January 2024

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