Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18368 reviews)

View other Monzo products

4.93

Based on 18,368 reviews, last reviewed 7th Mar 2026

37500% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very easy app to navigate, excellent customer servic... Very easy app to navigate, excellent customer service, modern and fresh service to use. Gives me all the information I need to help me manage my money... Read more Reviewed on: 7th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18368)

Review of the Monzo, Current account:

Showing the big guys how it should be done

It is so much easier to keep track of spending. Great for joint accounts too. Reviewed on: 10th March 2021

Very intuitive and great features.

Very intuitive and great features. When I’ve had to contact customer support they have always been so helpful!! Even when I thought something would be a “No” they surprised me. Makes a change from traditional banks and can tell Monzo apart from my other accounts. I don’t use them as my main account yet due to my mortgage arrangement elsewhere but I am going to switch across. Reviewed on: 9th February 2026

Never had an issue in MANY years

Never had an issue in MANY years Reviewed on: 9th February 2026

Best bank so many great incentives to having a Monzo...

Best bank so many great incentives to having a Monzo account! Especially the round up features/ pots and the penning saving challenge!! So many amazing benefits Reviewed on: 9th February 2026

Been with them almost from the start.

Been with them almost from the start. Very innovative. Very relaxed style of banking. Not too stuffy Reviewed on: 9th February 2026

Monzo to the Max!

I opened up a current account which soon progressed into me upgraded to the Max account and opening the Flex credit card. I have loved the service so much I have also recommend to friends and family with successfully getting 5 of them to open accounts and they all love it too! Reviewed on: 9th February 2026

Monzo for the win

My experience is very good what else is there to say. Reviewed on: 9th February 2026

Great Bank that gives you multiple options.

Great Bank that gives you multiple options. Their new feature to stop payments if you have made a mistake is a life saver Reviewed on: 9th February 2026

I write a few hundred words on why I think Monzo is...

I write a few hundred words on why I think Monzo is the best online bank going but this website glitches and I can't be bothered to write it again. So, simply, it's the best bank going. Reviewed on: 9th February 2026

Monzo - the bank that encourages, influences and saves

I love Monzo - this bank has encouraged and helped me to budget and encourage me to save plus the app has so much to offer and so very easy to use - I love the pots and the virtual cards / a complete package and lifesaver - totally recommend Reviewed on: 9th February 2026

Great overall experience.

Great overall experience. I love all the aspects of Monzo, including great rates abroad, amazing looking app and transparency when investing or saving. Reviewed on: 9th February 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Handelsbanken 5.00 from 5 reviews
Current Account
from CAF Bank 1.77 from 61 reviews
Student Account
from NatWest 4.30 from 89 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 809 reviews
Savings
from Monzo 4.97 from 232 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub