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Monzo: Current account reviews

4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (19422)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Monzo are leagues ahead of every other bank in terms...

5
Monzo are leagues ahead of every other bank in terms of service and technology Reviewed on: 18th January 2024

It been a year now with Monzo and It’s the best bank...

5
It been a year now with Monzo and It’s the best banking experience ever. Reviewed on: 18th January 2024

Love how easy is to do everything on the app

5
Monzo has a great app, it's so easy to pay people, open savings pots, get a very reasonable credit card, manage finance, and they keep adding more features. Reviewed on: 18th January 2024

I'm very satisfied with Monzo .

5
I'm very satisfied with Monzo . I always recommend it to my friends Reviewed on: 18th January 2024

Good banking experience with monzo

5
Good banking experience with monzo Reviewed on: 18th January 2024

Really quick and easy.

5
Really quick and easy. Great app. Great offering. Reviewed on: 18th January 2024

A great bank

5
A great bank, with savings options and saving money in pots Reviewed on: 18th January 2024

Amazing bank.

5
Absolutely brilliant for transfers to friends and family see how much you spend earn interest loans putting limits on your card Reviewed on: 18th January 2024

Easy to use, great features and a nice incentive to...

5
Easy to use, great features and a nice incentive to use the account to save money Reviewed on: 18th January 2024

information is excellent...

5
Never had an issue at all and information is excellent Reviewed on: 18th January 2024

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