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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18369 reviews)

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4.93

Based on 18,369 reviews, last reviewed 7th Mar 2026

37533% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

The perfect card Love that I can take. It anywhere and pay in local currency Reviewed on: 7th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18369)

Review of the Monzo, Current account:

Monzo makes banking easy

I have used Monzo for a few years now and not only do they keep delivering amazing features in their app their customer service is on point! Quick, helpful and friendly. It’s exactly how banking should be. Thanks Monzo for changing the out of date banking model and making banking more of a pleasure than a chore! Reviewed on: 12th April 2024

Fear not your finances with Monzo!

I love the layout of the app. I used to be afraid of finances and using the app I have been able to review my money, start saving (1p challenge was very fun!) And just having an all round view of my money across accounts as well as debts. Monzo has been the catalyst for helping me change my financial habits. Reviewed on: 9th February 2026

Best Bank Ever

Monzo is one of the best banks out there. They offer fantastic opportunities from perfect savings rates to checking on your credit score. Monzo will always be my favourite bank.With Monzo you cannot go wrong they even help you look for your old pensions even if you can't find them, they'll be on the case for you. Reviewed on: 9th February 2026

Best Bank!

Really good company who have always tried their best to help me whenever I have needed assistance. Would thoroughly recommend the company to anyone as one of the top banks that I have used. Have managed ged to recover money when scams have taken place Reviewed on: 9th February 2026

Switching to Monzo was just what I needed in a bank

I switched to Monzo because of the benefits available and the features on the app are brilliant compared to what I was getting with other providers. So much easier to use and smarter. Reviewed on: 9th February 2026

So happy to have moved to monzo!

Its so simple and easy. Everything is guided with pictures and cartoons. The cards are bright and have all details on 1 side of the card. Has so many genius features that make everything so easy. Like setting up pots to save for things seperately and see where you stand on your pots. You can customise it all, theres encouragement to help you save like the 1p challenge. Honestly the only regret i have is not moving to monzo sooner. It helps me manage money so much better just because i can split my moneh up within 1 account. Reviewed on: 9th February 2026

Simple to use and efficient!

Simple to use and efficient! App is good looking and functions really well Reviewed on: 9th February 2026

Simply Excellent

I have used Monzo for a number of years now and can hands down say that their experience is simply excellent compared to other providers. There app works brilliantly and is simple to use and any terms are displayed and explained properly. I have even got some of my relatives using Monzo! Reviewed on: 9th February 2026

Very happy since starting with Monzo years ago

Very happy since starting with Monzo years ago Reviewed on: 9th February 2026

hassel free banking

Monzo are simply an easy, hassel free, non pressurising bank. Reviewed on: 9th February 2026

A bank that actually cares!

They make me feel like I’m being well looked after, easy to use, fantastic app keeps you in the loop at all times. Easy to get in touch with, just a great way to bank Reviewed on: 9th February 2026

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