Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18368 reviews)

View other Monzo products

4.93

Based on 18,368 reviews, last reviewed 7th Mar 2026

37500% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very easy app to navigate, excellent customer servic... Very easy app to navigate, excellent customer service, modern and fresh service to use. Gives me all the information I need to help me manage my money... Read more Reviewed on: 7th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18368)

Review of the Monzo, Current account:

Im very happy with my bank account as i got a lot of opportunities and the colors of the cards are looking very well

Im very happy with my bank account as i got a lot opportunities Reviewed on: 3rd March 2022

great bank! 10/10

I have a personal and business account with Monzo plus I’ve just moved my pensions over to them. They have an incredible savings challenge and great rewards. I have their max account which offers me insurance, treats and discounts plus they have a cash back offer. Being able to sort my payments in to pots has really enabled me to make better financial decisions. The early pay day is also a bonus! Reviewed on: 9th February 2026

Brilliant all round

Brilliant app that makes managing money easy and…fun?’ Customer services always been fantastic in my experience too. They even highlighted and stopped potential fraud before I did! Reviewed on: 9th February 2026

BEST BANK ACCOUNT EVER

Monzo is the best bank account I have ever had! I get paid early and any fraudulent transactions are dealt with promptly. My daughter has an under 16 account and it's so easy to send her money when she needs it! I love Monzo! Reviewed on: 9th February 2026

I love their perks and the chance to win double...

I love their perks and the chance to win double payday Reviewed on: 9th February 2026

I love Monzo it’s a great bank and really easy to us...

I love Monzo it’s a great bank and really easy to use and set up Reviewed on: 9th February 2026

Monzo one of the best British bank

Monzo one of the best British bank Reviewed on: 9th February 2026

does everything I want, and nothing I don't

does everything I want, and nothing I don't Reviewed on: 9th February 2026

Most modern app out of all the banks, super easy to...

Most modern app out of all the banks, super easy to use and all the features they have make everything super quick yet secure. They offer competitive interest rates and incentives for banking with them. Reviewed on: 9th February 2026

Best card for travelling

Having Monzo account isa lot of fun especially the 1p savings challenge. It was a lovely surprise getting over a thousand pounds at the end year. I also know exactly how much I’m spending everyday and the only card I use when travelling. Reviewed on: 9th February 2026

Customer service & other

Gave excellent customer service when I was having issues with Binance, a little slow but overall top notch service. Best banking UI I’ve used. Premium service is great value and provides great services. Reviewed on: 9th February 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Ultimate Reward Current Account
from Halifax 3.95 from 99 reviews
Smart current account (discontinued)
from Fidor Bank (inactive company) 1.92 from 13 reviews
Plutus account
from Plutus 0.00 from 0 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 806 reviews
Savings
from Monzo 4.97 from 232 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub